Personal Finance For Beginners | Financial Planning 101
What you'll learn
- Understand the importance of managing money, saving for the future, managing debt, and estate planning, with different starting points and priorities
- Understand the importance of long-term savings and accumulation for retirement, emphasizing the need to save and accumulate for the long term.
- Understand the significance of controlling the retirement flag and the impact of having money outlive us.
- Learn the objective of climbing mountains, emphasizing that getting to the top is important, but getting to other side is equally important.
- Understand the need for tax-free accounts to protect savings, paychecks, and livelihoods
- Understand the importance of having a passive income to live a satisfying retirement lifestyle without checking email or business updates
- Understand the importance of having an emergency fund and a 6-month timeframe for saving for emergencies
- Understand the process of removing a negative item from a credit report by changing the address of the negative account and freezing the secondary agencies.
- how to determine if a person's credit profile is ready for funding by checking their credit profile, including open accounts, payment history etc.
Requirements
- No requirements just be ready to learn start your journey to financal freedom.
Description
The Personal Finance For Beginners | Financial Planning 101 course is designed to empower individuals with the essential knowledge and skills needed to effectively manage their personal finances. In today's complex financial landscape, it is crucial to have a solid foundation in financial planning to achieve financial stability and reach long-term goals.
This course serves as an introductory guide, providing comprehensive insights into the key concepts and strategies of personal finance. Students will learn wealth building strategies, credit repair tactics, and funding secrets. Additionally, they will explore the importance of saving, investing, and managing money wisely.
Through interactive lessons, real-life examples, and practical exercises, participants will gain a clear understanding of various financial instruments, such as mutual funds, and retirement accounts. They will also delve into the fundamentals of risk management, insurance, and estate planning.
The course emphasizes the development of personalized financial plans tailored to individual goals and circumstances. Students will learn how to set achievable financial objectives, plan for major life events, and build an emergency fund. Moreover, they will discover effective strategies to enhance their credit scores and manage taxes efficiently.
By the end of this course, students will possess the necessary tools to make informed financial decisions, establish a strong financial foundation, and embark on a path towards financial well-being. Whether you are just starting your financial journey or seeking to improve your financial management skills, this course is an invaluable resource to help you take control of your financial future.
Who this course is for:
- This course is for everybody, beginners and ones who are very knowledgeable.
Instructors
- 4.8 Instructor Rating
- 44 Reviews
- 5,854 Students
- 1 Course
Ciera Dorsey is a highly accomplished Certified Financial Professional, Wealth Planner, and Builder with a passion for helping individuals and families achieve financial success. With her extensive knowledge and experience in the field, she has become a sought-after expert in personal finance and wealth management.
Ciera began her career in the financial industry over a decade ago, working for reputable financial institutions where she honed her skills in investment analysis, portfolio management, and financial planning. Throughout her career, she has worked with a diverse range of clients, including high-net-worth individuals, business owners, and professionals from various industries.
Driven by her desire to empower others and make a positive impact, Ciera decided to share her expertise and insights with a wider audience. As an Udemy Instructor, she provides comprehensive and practical courses on financial planning, wealth building, and investment strategies. Her courses are designed to demystify complex financial concepts and equip learners with the tools and knowledge necessary to navigate the ever-changing financial landscape.
Ciera's teaching style is highly engaging and accessible, making complex topics easy to understand for beginners and seasoned individuals alike. Her passion for educating and empowering others shines through in her courses, as she strives to ensure that her students have the confidence and understanding to make informed financial decisions.
In addition to her role as an Udemy Instructor, Ciera continues to work as a financial consultant, serving a select group of clients who benefit from her personalized wealth planning services. She takes a holistic approach to financial planning, considering not only investment strategies but also factors such as risk tolerance, tax implications, and long-term financial goals.
Ciera holds multiple professional certifications, including Certified Financial Planner (CFP®) and Chartered Financial Analyst (CFA®), which reflect her commitment to excellence and ongoing professional development. She stays up-to-date with the latest industry trends and regulations, ensuring that her clients and students receive the most relevant and accurate information.
Whether you're a novice investor, an aspiring wealth builder, or someone seeking to improve their financial well-being, Ciera Dorsey's courses on Udemy provide a valuable roadmap to achieve your financial goals. With her expertise, practical insights, and unwavering dedication, she is committed to helping you navigate the complexities of personal finance and build a secure and prosperous future.
- 4.8 Instructor Rating
- 468 Reviews
- 15,474 Students
- 5 Courses
Hey my name is Becky Martin. I have been in the credit field field for 10 years, in the business field for 20 years & in the consumer law space for 5 years. I love what i do but more importantly i love teaching it to others. I am the founder of Wamm Financial Solutions LLC where we specialize in credit, funding, consumer law & business structuring.
- 4.7 Instructor Rating
- 886 Reviews
- 19,565 Students
- 9 Courses
The mission of our organization is to empower individuals and families to take control of their finances and create a secure financial future. We believe that everyone should have access to the information and resources they need to make informed decisions about their money, so we strive to provide clear, concise, and unbiased financial education and guidance. We are committed to helping people understand the fundamentals of personal finance, develop sound money management skills, and make smart financial decisions.