Simple Basics of Personal Finance
What you'll learn
- Understand and feel comfortable with the basics of the money-related elements of everyday life and how to approach financial aspects responsibly and confidently
- Learn the difference between banks, credit unions and other financial institutions, as well as savings, checking, debit cards, and credit cards.
- Examine borrowing money and the basics of loans for auto loans, home loans, paying for college and higher education, and more.
- We'll dig into other "Grown Up" stuff including payroll taxes, insurance, social security, saving for retirement, identity protection and more.
Requirements
- If you're wanting a better understanding of the basics of how money is used in your daily life, you're ready to go!
Description
In today's world, our personal financial health is vital. This course explains the basics to help you understand what's involved and how everything works. This also serves as an introduction to help relate personal finances to business finances. Using common, everyday language and "real world" experience and examples, instructor Ron Trucks makes the concepts and principals for anyone to understand and relate to, regardless of your previous financial or math experience.
Topics include:
What's the difference between banks, credit unions and other financial institutions?
Explaining savings, checking, debit cards, credit cards...
Other methods to making payments than cash or checks
Borrowing money and the basics of loans
Auto loans, home loans, paying for college and higher education
Payday loans - The good, the bad and the ugly
Other "Grown Up" stuff including payroll taxes, insurance, social security, saving for retirement, identity protection...
Enrollment in the course includes:
Customized note sheets for each lesson in the course for your personal comments and notes
Lifetime access
Free membership in our online, students-only support group thru Facebook
Lifetime discount to all other bsnsAtlas courses, materials, and learning matter
The course is also serves as a great introduction for teens and young adults in helping them start to understand life economics and how all the pieces work together, along with a general refresher looking to establish credit, finance their first home, or take the first steps of personal, small business ownership.
Who this course is for:
- From young to old, beginners to experienced... Anyone wanting to grasp the elements of financial responsibility and control on a personal level will feel much more confident!
Instructor
- 4.6 Instructor Rating
- 13,990 Reviews
- 50,812 Students
- 15 Courses
For over 30 years, I’ve worked with businesses of every size—from mom-and-pop shops to billion-dollar financial firms—helping them build stronger operations, better teams, and smarter strategies.
Along the way, I’ve spent more than 20 years teaching business management at the college level, working with students who wanted not just theory, but real-world skills they could use.
My approach is simple:
Make the complicated understandable—and the intimidating doable.
Here on Udemy, I've helped over 50,000 students strengthen their business knowledge, earning over 8,000 five-star reviews by keeping the focus on practical, clear, and real-world learning.
Whether you’re starting a business, managing a team, or just wanting to understand how businesses work, I’m excited to help you build skills that make a difference.