Personal Budgeting - Simplified
4.8 (3 ratings)
Course Ratings are calculated from individual students’ ratings and a variety of other signals, like age of rating and reliability, to ensure that they reflect course quality fairly and accurately.
8 students enrolled

Personal Budgeting - Simplified

Removing Stress and Confusion With Budgeting!
Hot & New
4.8 (3 ratings)
Course Ratings are calculated from individual students’ ratings and a variety of other signals, like age of rating and reliability, to ensure that they reflect course quality fairly and accurately.
8 students enrolled
Created by Jason Small
Last updated 5/2020
English
English [Auto-generated]
Current price: $12.99 Original price: $19.99 Discount: 35% off
16 hours left at this price!
30-Day Money-Back Guarantee
This course includes
  • 1 hour on-demand video
  • 3 downloadable resources
  • Full lifetime access
  • Access on mobile and TV
  • Certificate of Completion
Training 5 or more people?

Get your team access to 4,000+ top Udemy courses anytime, anywhere.

Try Udemy for Business
What you'll learn
  • How to create an effective monthly budget that helps students achieve their financial goals.
Requirements
  • None
Description

The essential tool for a successful financial life is consistently completing a monthly budget! Unfortunately, many people aren't sure how to create a budget and are scared to ask because they are embarrassed or feel ashamed. This course will help those who are tired of being lost with their finances and desire to get on a plan!

Who this course is for:
  • Those wanting to learn how to budget.
Course content
Expand all 10 lectures 01:12:08
+ Introduction
1 lecture 01:46

78% of Americans live paycheck to paycheck and haven't a clue where all their money is going. After this course, you will be able to build an effective monthly budget and learn how to properly account for all spending.

Preview 01:46
+ Building a Budget
5 lectures 36:37

To successfully budget, you MUST first know how much money you earn during a month. This lesson focuses on how to properly account for all the money you make and to build an accurate budget.

Preview 06:25

After you account for all of your income, you have to identify your necessary expenses. There are certain expenses that must be covered every month in order to survive. These expenses include: 1) Housing & Utilities, 2) Transportation, 3)Food and 4) Clothing. This lesson covers how to properly account for these expenses.

Lesson #2 - Necessary Expenses
07:51

Once the necessary expenses are covered, we have to account for all the other spending in our budget.  These are the expenses that we have to account for but aren't necessary in order to survive. In a drastic situation, these are the expenses that could be skipped.

Lesson #3 - Non - Essential Expenses
07:03

An extremely important step in the budgeting process is to ensure your income = expenses. If these numbers are not the same, it will set you up to either go deeper into debt or to frivolously spend money, without a purpose. This lesson shows how to properly balance and ensure every dollar we earn is spent purposefully.

Lesson #4 - Income = Expenses
05:28

The most important but most often skipped discipline of successful budgeting is accounting for all spending during the month.  This lesson shows how to properly account for and categorize all your spending.

Lesson #5 - Tracking Expenses
09:50
+ Bonus Lessons
2 lectures 31:33

At during points during our life, we will experience a financial crisis of some kind. It can be a job loss, a global pandemic or something else. This video will help you navigate the crisis!

Budgeting During a Crisis
10:01

When budgeting for the first time, many will discover they are spending more than they are making. It is a terrifying thing to discover but you can fix it! This video walks through a mindset shift and some practical steps to begin spending less than you make.

Preview 21:32