Peer To Peer Lending Revealed

Name: Peer To Peer Lending Revealed
Rating: 3.9 (70 reviews)

Learn how peer-to-peer lending may be a source of short term funding to keep your business growing.

Created byINVESTyR DealTeam

Last updated 5/2016

English

English [Auto],

What you'll learn

By the end of the course, you will be able to understand how P2P Lending can increase cash flow for your business with temporary loans
In this course, you will learn how to use sites like Prosper and Lending Club
Create a profile that will increase your odds of getting funded by others

Course content

7 sections • 15 lectures • 1h 8m total length

Intro to P2P Finance7:26
Explore how peer-to-peer finance reshapes personal lending through online platforms that connect borrowers with multiple lenders, with interest rates tied to credit scores and risk, alongside emerging regulatory protections.
Run-Down of the Course2:22
Learn how peer to peer lending platforms let you access capital when cash flow is tight, often with cheaper, faster loans than banks, by using winning profiles and credit scores.

What is P2P Lending? What does P2P Mean?2:09
Explain how peer-to-peer lending uses a dedicated platform to match borrowers with individual lenders in a person-to-person, removing traditional intermediaries.
What Do You Gain From Peer-to-Peer Lending?2:17
Explore how peer-to-peer lending offers quicker, cheaper, unsecured capital, helping entrepreneurs build credit and connect with real investors in a modern, platform-based market.

General Criteria to Attain a P2P Loan, and Your Image in the Loan Market5:39
Explore peer-to-peer lending criteria for US borrowers, including credit scores, debt-to-income ratios, unsecured loans, loan sizes, and platform expectations.
Traditional Bank Loans vs. P2P Loans6:46
Explore why peer-to-peer lending offers a decent return for lenders and accessible funding for borrowers as an asset-light alternative to traditional banks.

Fees Associated With P2P Loans, and Other Facts6:10
Peer to peer lending platforms earn money by acting as intermediaries, charging a spread between borrower interest and lender returns, and they match borrowers with lenders and manage distributions.
Rates, Credit Scores, and How Your Reputation Relates to P2P Loans6:00
Explore how peer-to-peer lending evaluates creditworthiness, including credit scores, credit history, and reputation, and how platforms classify borrowers and set interest rates.
What are the Options When it Comes to P2P Lending Platforms?3:32
Explore the main types of peer-to-peer lending platforms, from Prosper and big banks to micro-finance sites and niche intermediaries, including fees, documentation, and online transaction flows.

Is One P2P Leanding Platform Better Than Others? What's the Difference?3:45
Compare P2P lending platforms like Prosper and LendingClub, advise trying both, do homework, and consider data privacy and credit checks when choosing a platform.
Pros and Cons of Banks vs Peer-to-Peer Opportunities and Why3:16
Explore the pros and cons of traditional banks versus peer-to-peer lending, highlighting scale, convenience, rates, and customization, and when peer-to-peer fits a broader financial plan.

The 3 Parties: Borrower, Intermediary, and Lender4:48
Identify the three parties in peer-to-peer lending—borrower, intermediary, and lender—and explain how online platforms and legally documented agreements enable transparent transactions, reputation-based lending, and broader access to funds.
At What Point in Your Investment Journey Should You Seek Out Loans?8:32
Assess when to borrow on peer-to-peer platforms by understanding how they work, and prepare early by setting up accounts and a strong online profile.

Why, When, Pros and Cons5:12
Explore why peer to peer lending acts as an unsecured alternative to bank loans driven by borrower credit and emotional appeal. Assess pros and cons, including returns and fee costs.
Summary and Conclusion: Congratulations!0:47
Congratulate yourself on completing the course, and explore fundraising masters as the ultimate resource for raising money, with core modules, feedback opportunities, and weekly investor live seminars.

Requirements

Student would benefit most by being a startup founder or an aspiring one

Description

Peer-to-peer lending, also known as person-to-person lending, peer-to-peer investing and social lending, is a financial transaction that occurs directly between individuals without the assistance of a bank. What this model does is cut out the costs of a traditional intermediary, allowing you access to potentially cheaper loans. However, credit scores and other aspects of lending such as collateral are still important to the process.

While P2P lending might not be a source of funding to complete an entire capital round, it certainly might help complete one. It may also be a source of short term funding to keep your business growing if cash flow becomes a problem.

If you feel you need a bridge loan for a short period of time to cover operating costs, peer-to-peer lending could be utilized. Our course, "Bring Money in With P2P Lending" will give you an introduction to the way creative financing occurs. Think about how a P2P Lending site could be used strategically. Could this be a way for you to attract new followers, friends and fans? Sign up for the course today and learn from the INVESTyR DealTeam.

Who this course is for:

Entrepreneurs and Small Business Owners

Peer To Peer Lending Revealed

What you'll learn

Explore related topics

Course content

Introduction and Course Objectives2 lectures • 10min

What Is "P2P" and Why is it Important?2 lectures • 4min

Best Practices, and Difference Between P2P Loans and Bank Loans2 lectures • 12min

General Facts, Rates, and Options Concerning P2P Loans3 lectures • 16min

Platforms Among P2P Lenders, and Bank Loans vs. P2P Loans Contrasted2 lectures • 7min

Who Is Involved in the Process, and What is the Next Step When You're Ready?2 lectures • 13min

Common Questions Explained, and Concluding Material2 lectures • 6min

Requirements

Description

Who this course is for: