
Explore the payment gateway landscape for e-commerce, covering how digital payments, QR code payments, PCI standards, and back-end settlement and fund flows work, with open banking context and negotiation strategies.
Understand four building blocks of digital payments: card present, card not present, roles of issuing banks, acquiring banks, and payment gateways, and how pricing and chargebacks vary by transaction type.
Explore five common payment gateway integration models for e-commerce, including proprietary or custom shopping carts, merchant-managed carts, third-party hosted solutions, iframe integrations, and third-party hosted payment pages.
Discover how merchant-managed commercial shopping carts connect to payment gateways in e-commerce, with card data routed securely to the gateway and merchants tracking transactions by unique reference numbers.
Learn how the third party with direct post model routes cardholder data through a middleman to the payment gateway, while customer data stays with the merchant.
Understand how third-party inline frames (iframes) embed a payment gateway within a merchant site, enabling secure card data entry and branded content control.
Differentiate chargebacks from refunds, identify who initiates each, and learn how timelines, friendly fraud, and merchant policies protect customers in digital payments.
Understand the final settlement flow and how funds move from merchants through the acquiring bank and card schemes to issuing banks, including net balances and daily settlements.
Assess the top risks in digital payments, from data breaches and encryption issues to two-factor authentication challenges, fraud, court injections, downtime, liquidity shifts, and chargebacks.
Negotiate with acquiring banks and payment gateways using a solid business plan and data-driven volume insights. Leverage multi-acquirer strategies and smart switching to optimize settlement terms and fees.
Unlock the Gateway to Success: Master Payment Gateway & QR Code Mastery!
Whether you're a seasoned Product or Project Manager, a Strategic Alliance Leader, a newcomer to the payment gateway and digital payment realm, a dedicated trainer, or just brimming with curiosity about Payment Gateway and QR Codes, this course is your gateway to uncharted possibilities.
Before you dive into this transformative journey, explore our comprehensive curriculum to unveil the wealth of knowledge that awaits.
Course Highlights:
Delve into the Fundamentals of Payment Gateways: Parties Involved, Transaction Types, CP, CNP, Three-Tier Models, and Transaction Flow
Navigate the Complex World of PCI DSS in Payment Gateways
Explore Integration Models, Chargebacks, Refunds, Processing, Clearing, and Settlement
Unravel the Intricacies of Fund Flow Settlement
Tackle Critical Evaluation Factors and Risk Management
Master Verified by VISA and Mastercard Secure Code
Dive into Strategy and Negotiations in Payment Processing
But that's not all – we don't stop at Payment Gateways. Brace yourself for a deep dive into QR Codes, their components, and their incredible versatility, including Static, Dynamic, and One-Time Use QR Codes. Learn the art of QR Code Payments, exploring Closed and Interoperable QR Codes, authentication methods, and their global adoption trends. Walk through the EMV Co QR Code process for both customers and merchant-presented QR Codes, and understand the complexities of the backend transaction flow, security, and challenges.
Discover the world of BharatQR, mVISA, Masterpass, Alipay, and WeChat Pay QR Code systems, and how they're shaping the future of digital finance.
In the ever-evolving landscape of FinTech, Digital Banking, Digital Finance, and Financial Technology, our course equips you with a profound understanding of Payment Gateways and QR Codes, including the intricate back-end processes and challenges they entail.
Special Note: If you're looking to specialize in Payment Gateways or QR Codes, we offer individual courses as well. This combo course combines both, offering the same rich content for your holistic understanding.
Once you've journeyed through these insights, you'll possess a deep knowledge of the Payment Gateway and QR Code business, ensuring you're well-prepared to take on the intricacies of their back-end operations and challenges.
Your exciting journey begins here. We can't wait to meet you in the course.
At the Global FinTech Academy, our commitment is to deliver nothing less than top-quality, 5-star training to our cherished students and clients. Join us, and let's shape the future of payments together!