Mutual Fund Investments for Retail Investors
4.0 (6 ratings)
Course Ratings are calculated from individual students’ ratings and a variety of other signals, like age of rating and reliability, to ensure that they reflect course quality fairly and accurately.
34 students enrolled

Mutual Fund Investments for Retail Investors

Learn to Maximize Return, Save Taxes, Select the Right Scheme for Your Goal
4.0 (6 ratings)
Course Ratings are calculated from individual students’ ratings and a variety of other signals, like age of rating and reliability, to ensure that they reflect course quality fairly and accurately.
34 students enrolled
Created by Santosh Deshpande
Last updated 12/2017
English
English [Auto]
Current price: $11.99 Original price: $19.99 Discount: 40% off
2 days left at this price!
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This course includes
  • 1 hour on-demand video
  • Full lifetime access
  • Access on mobile and TV
  • Certificate of Completion
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What you'll learn
  • Be able to understand the mutual fund structure, types and investment options.
  • Choose the right mutual fund scheme to meet specific investment goal. Understand the Capital Gains Tax applicability for gains from Mutual Fund Investments.
  • Make use of Direct Plan option to avoid distribution charges and hence earn better return on investment
  • Be able to decide on using the right fund scheme such as FoF, Index Fund, Sectoral, Equity, Debt, Money Market fund, etc
Requirements
  • A high level understanding of Capital Markets and some of the financial products such equity stocks, bank deposits, is assumed.
Description

Mutual Fund Investment is one of the best options for retail investors, looking to invest in capital markets. But are you confused about the sheer number of schemes to choose from?  Does Index fund suit your needs or you are better off with debt/income fund?  Should you go with SIP or lump sum?   

In this course, we explain various aspects Mutual Funds - from it structure and type to investment approach and tax implications.  The course is designed to prepare you select the right scheme to suit your investment goal,  improve return by investing directly with AMC, choose the tax efficient equity oriented schemes as well as take the right approach to investing - SIP, STP or lump sum - depending on your individual circumstances.   Approx 30-40 minutes spent on this course would help you throughout your life. 

Who this course is for:
  • This course is intended for Retail Investors - especially salaried individuals, students of finance, investment and tax advisers
  • Anyone who wants to understand the benefits of investing through mutual funds.
Course content
Expand all 7 lectures 49:01
+ Introduction
1 lecture 02:41

With over 2000 primary mutual fund schemes across 40 odd Mutual Funds, investors can find a scheme suitable for every investment goal they have in mind.  In order to select the right scheme, one needs to know the structure of mutual funds, various types of mutual funds, investment options and come to terms with industry jargons like SIP, SWP, NAV, Direct Plan, ETF, etc in the context of mutual fund investment.  

This introductory lecture sets the tone for upcoming lectures and explains what to expect in this course and how it useful it would be to you.

Preview 02:41
+ Understanding Mutual Fund Characteristics and Types
4 lectures 33:32

Investors usually focus on returns from investment and ignore some important aspects like liquidity, divisibility, ease of transaction, which are equally important. Mutual Fund investments offer a lot of benefits from liquidity and divisibility to professional management and diversification. On an average, it is good investment choice for retail investors. Lets understand the characteristics , pros and cons in this lecture.

Preview 10:26

It is very important to understand the Mutual Fund scheme types and choose the right one for your goals. I will explain the how the mutual fund schemes types are arrived at based on key parameters like flexibility to invest, asset types the schem holds, asset maturity, etc. Also the variants of each of these scheme types based on dividend distribution, purchase method.   I have also added a quiz and provided some reference websites for you to browse through.  

Mutual fund (scheme) types - Index fund, FoF, Debt, Equity, and More
13:00
Exchange Traded Funds & Gold ETF
07:16

This lecture is of academic importance and helpful for students who are taking up NISM certifications for financial planner and fund distributors. I would recommend even for investors to get a fair idea of Mutual Fund structure, intermediaries and their interrealtions.

Mutual Fund Structure
02:50
+ Investing Approach - SIP, STP, SWP or Lump sum
1 lecture 07:29

Approach to investment is almost as important as choosing the right mutual fund scheme. While SIP works well for long term corpus building, at times it is necessary to start with lumpsum in one scheme and systematically transfer to another scheme in order to minimize risk and maximize returns.  We will look at various approaches in this lecture.

SIP, SWP, STP or Lump Sum - Which one is right approach and When?
07:29
+ Tax on Capital Gains from Mutual Fund Investments
1 lecture 05:19

Did you know that there is ZERO tax on capital gains from equity oriented mutual funds, if held fro more than 365 days, while it is 15% if the holding period is less than a year.   Understand the tax implications and plan your investment/redemption to optimise tax outgo. 

Tax Implication for Capital Gains
05:19
+ Further learning, Quiz and More
0 lectures 00:00

Here is  quiz to check your understanding of the Mutual Funds. There are a few questions for which some research is required. 

Know Mutual Funds?
10 questions