Mastering Microfinance 101
What you'll learn
- Understand the historical evolution and foundational principles of microfinance.
- Analyze the role of digital transformation in enhancing microfinance services.
- Identify different types of MFIs and their regulatory frameworks.
- Evaluate the integration and challenges of digital payment systems in microfinance.
- Explore technology-driven credit, savings, and lending models in microfinance.
- Assess cybersecurity risks and implement protective measures in digital microfinance.
- Measure the impact of digital tools on financial inclusion and social outcomes.
- Forecast future trends in microfinance driven by emerging digital technologies.
Requirements
- Basic skills and Ideas of Microfinance !
Description
This course offers finance professionals and accountants a comprehensive introduction to the world of microfinance, with a strong emphasis on digital transformation. Beginning with the historical evolution and foundational principles of microfinance, learners will gain insight into how these financial services empower low-income individuals and small businesses in underserved communities. The course also explores the structure and operation of various microfinance institutions (MFIs), including regulatory frameworks and organizational models.
In today’s rapidly evolving financial landscape, digital technologies are revolutionizing microfinance delivery. This course delves into the adoption of online and mobile banking platforms, the rise of digital payment systems, and the integration of fintech solutions within microfinance models. Learners will examine case studies on mobile wallets, digital lending platforms, and digital savings tools, understanding how these innovations enhance financial access and inclusion.
Additionally, the course addresses critical issues such as cybersecurity in digital microfinance, sustainable business models, and the use of data analytics for impact assessment. Participants will explore emerging technologies like AI and blockchain, evaluating their transformative potential in the microfinance sector. By the end of the course, learners will be equipped with the knowledge and tools to support and lead digital microfinance initiatives that are secure, scalable, and socially impactful.
In this master course, I would like to teach the major topics:
Module 1: Foundations of Microfinance
Module 2: Digital Transformation in Microfinance
Module 3: Microfinance Institutions and Their Structures
Module 4: Digital Payment Ecosystems in Microfinance
Module 5: Credit, Savings, and Lending Models
Module 6: Cybersecurity in Microfinance
Module 7: Financial Inclusion and Impact Assessment
Module 8: The Future of Microfinance in the Digital Age
Enroll now and learn today !
Who this course is for:
- All UG and PG Business , Finance and General Management Students
- Interested students to learn about the concepts of Microfinance
Instructor
- 4.4 Instructor Rating
- 57,855 Reviews
- 623,430 Students
- 293 Courses
Achievements on Udemy : (UDEMY TOP BUSINESS BEST SELLER & FULL TIME UDEMY INSTRUCTOR)
[1] Enrolled over 618,000 students from 214 countries & 48+ Udemy Business (UFB) Courses for Business Subscription.
[2] Delivered a staggering 4.18 million course enrollments, with 13,230,791 minutes taught Including UFB Courses (Upto June' 2025).
[3] Offered a diverse array of 290+ courses, covering Business, General Management, Leadership, IT, Software and Systems, Psychology, Education, and Media Studies.
Credentials and Qualifications of Dr. José:
Dr. José's extensive qualifications showcase his dedication to various fields:
[1] Earned a Ph.D. in Entrepreneurship & Business Management in 2019, contributing to the understanding of business dynamics.
[2] Holds an M.Phil. in Business & General Management, establishing a solid foundation in comprehensive management knowledge.
[3] Completed a Masters in Financial Markets in 2015, demonstrating expertise in financial systems.
[4] Acquired a Masters in Information Technology in 2013, equipping him with technological proficiency.
[5] Achieved a Masters in Human Resource Management (MBA) in 2011, highlighting organizational skills.
[6] Secured a Bachelors in Mathematics in 2009, emphasizing analytical and statistics prowess.
[7] Earned a Diploma in Teacher Education in 2006, showing dedication to education.
This diverse academic background positions Dr. José as a well-rounded and versatile professional.
Teaching Experience:
Dr. José is an accomplished expert with a wealth of teaching and industry experience:
[1] Currently he is working as a Researcher and Professor of Florida Christian University (FCU Online), Orlando, FL.
[2] Serves as a Senior Researcher, Professor, and Subject Matter Expert at UTEL University, Universidad Centro Panamericano de Estudios Superiores - México, IBS-BFSU (International Business School - Beijing Foreign Studies University) China.
[2] Holds the title of Honorary and Visiting Professor at NGCEF Australia, ISCIP Canada, and Judge of the Research center for the Internationalization of companies from emerging economies (I-CEE) & Global Forum on Business Case Study.
[3] Dr. José, Specializes in digital transformation teaching, innovative teaching, and project based strategies for startup teaching in digital platform ecosystems.
Instructional Design and Curriculum Development Experience:
Dr. José's instructional design and curriculum development contributions are noteworthy:
[1] Designed and developed more than 5 specialized Post Graduate Master Degree courses for International Business School - Beijing Foreign Studies University (IBS-BFSU).
[2] Expertise in corporate entrepreneurship, organizational innovation, and learning.
[3] Over 15 years of experience as a business and IT consultant for over 20 successful startup businesses.
[4] Designed, developed, and hosted over 200 corporate business websites since 2007, receiving over 10 awards for graphic and web design.
Interests of Teaching Topics:
Dr. José's teaching interests span a wide range of subjects:
[1] Conducted, supervised, and handled more than 10,000 UG, PG students since 2007.
[2] Led training sessions for undergraduate and postgraduate Master Degree graduates in areas such as Entrepreneurship Development, Business Management, Human Resource Management and Development, Marketing, Digital Marketing, Finance and Financial Markets, Economics, Statistics, Education, Psychology, Leadership and Personal Development, Multimedia, Information Technology, IEEE Domains, and Software Certification Courses.
[3] Regular Keynote Speaker at AEIC China and Whither Our Economies (WoE) Lithuania.
[4] Currently guiding 5 Ph.D. Scholars in Business Administration, Computer Science, and IT Domains.
Certifications, Research and Publications:
Dr. José boasts an impressive list of certifications, research, and publications:
[1] Completed more than 30+ Software, IT, and Business Certifications.
[2] Serves as an Editor of Science Direct PLAS Journal, Ai Scholar China and certified reviewer for several renowned publishers from Springer Nature, Online Wiley, Emerald & SAGE.
[3] Published over 50 research and review articles, 8-12 solo-authored full case studies, 4 book chapters, and numerous book reviews and some listed in WoS & Scopus Listings.
[4] Google Scholar Citation 100+ and Research Gate Score is 270.90 with 54+ Citations, 59,299+ reads, and 27 Research Recommendations.
[5] European Alliance for Innovation (EAI) Score is 16.
Honors and Awards:
Dr. José's accomplishments are celebrated with various honors and awards:
[1] Top Funding Project Writer.
[2] Top Researcher Award 2019-2024.
[3] Best Ph.D. Thesis Award 2018.
[4] Distinguished Young Scientist 2017.
[5] University Topper (2011-2012).
[6] Seven-time recipient of the FCB - Faculty Competency Building Award (2011-2018).
[7] Mr. Perfect Award in 2008.
International Memberships and Activities:
[1] Holds memberships in 35+ International academic and professional bodies, including IEEE (ID : 96447154), Oulu Entrepreneurship Society - Finland, AfSAE (ID: 256521), ISPIM (ID: 1374), ITPA (ID: 29660) and many more.
[2] Volunteers for Scopus, Web of Science, and ABDC Indexed journals.
[3] Serves as an editorial and reviewer board member for over 30+ journals and has reviewed 200+ articles since 2019.