Managing Your Money

Learn the basics of money management so you can control your finances.

• Understanding wants and needs, and setting and sticking to a budget.

• Managing your money, financial planning, and avoiding scams.

• Understanding bank accounts, debits and deposits, balancing your checkbook on paper, reconciling with bank statements, savings accounts, emergency money, paying yourself, interest rates, credit scores, and credit cards.

• The real cost of owning a car, auto loans, buying vs. leasing, auto insurance, the car buying process, maintaining your vehicle, roadside assistance.

• Living on your own, what you need to buy to live on your own, a moving checklist, the real costs of renting an apartment, how much rent you can afford, signing a lease, security deposits, pet deposits, renters insurance.

• The real costs of owning your own home, buying vs. renting your home, how much home you can afford, the real costs of buying a home, the home-buying process, utilities (electricity/gas, water/sewer, heat/ac), homeowner’s property insurance, flood insurance.

• Getting information from the internet; getting face-to-face personalized advice and help when: going to college (student loans, admissions, & graduation requirements), finding internships, searching for a job, calculating taxes, making a financial plan, having a vehicle, buying a home, purchasing insurance, and improving your mental health.