Real Estate Underwriting Training- Full Loan Review Process

This is an introduction to Credit and what items will be reviewed when going over a sample credit report

This video is a test case review of a sample credit report. It also shows key areas to focus on in a  sample credit report and what to note for.

This video is an introduction to a wage earner W2 income borrower and what items will be reviewed when going over a sample paystub or a wage earner borrower

This video helps explain what a stable and qualifying income is and how to ensure you are accurately grossing up the income to ensure you get the correct DTI ratios.

This video is a test case review of a sample wage earner employed borrower. It also shows key areas to focus on in a  sample wage earner W2 borrower

This video uses this for a sample calculation of how bonus income is calculated and determined when using paystubs to qualify the borrower.

This video gives an example of calculating commission income and when to not include commission income.

This video is a test case review of a sample Schedule E Rental Income for a self employed borrower. It also shows key areas to focus on in a Schedule E Rental Income Review.

This section covers self employment borrowers an introduction to what to know about self employment borrowers.

This video gives an update on the self employment income process when dealing with an employee that is also a family member of a business.

This video is a test case review of a sample Schedule C self employed borrower. It also shows key areas to focus on in a Schedule C Review.

This is an introduction to Bank Statements and what items will be reviewed when going over a sample bank statements

This video is a test case review of a sample bank statements. It also shows all sections and how to review each section on a bank statements.

This is an introduction to Appraisal Report and what items will be reviewed when going over a sample appraisal report

This video is a test case review of a sample appraisal report. It also shows all sections and how to review each section on an appraisal report.

This is an introduction to Prelim Title Report and what items will be reviewed when going over a sample title report.

This video is a test case review of a sample title report. It also shows all Schedules and how to review each schedule on a title report

This chapter covers capacity most importantly ratios i.e. DTI and HTI which is crucial in determining loan eligibility and borrower's ability to repay

This chapter breaks down Amoritization, HOI and Taxes and HOA needed to determine ratios as well as capacity for loan decision.

This video gives a brief introduction into mortgage insurance and disclosures that an underwriter must pay attention during the review process.

In this chapter you will learn how to condition a loan while doing your underwrite. Conditions are the bread and butter of every file underwrite.

In this chapter you will learn how to avoid common mistakes and errors that underwriters make. Stay ahead of the competition by knowing the things to avoid while reviewing your files.