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Learn Financial Ratios from scratch
Rating: 4.3 out of 5(10 ratings)
279 students

Learn Financial Ratios from scratch

From zero to expert: Learn financial ratios, read statements & make smarter investment or audit decisions.
Created bySavvas Chatzopoulos ,MSc,ACCA Finalist
Last updated 9/2025
English

What you'll learn

  • Understand what financial ratios are and why they matter for evaluating a company’s health and performance.
  • Locate financial data in the balance sheet, income statement, cash flow statement, notes, and annual reports.
  • Calculate key financial ratios across all categories (liquidity, leverage, profitability, activity, market, and cash flow).
  • Interpret ratios to assess a company’s solvency, profitability, and efficiency.
  • Apply ratio analysis in real-world scenarios, including risk assessment and audit procedures.
  • Detect financial red flags and irregularities that may indicate risks, inefficiencies, or fraud.
  • Compare companies across industries using ratio benchmarks and market ratios (P/E, P/B, EPS, etc.).
  • Think like an auditor by using ratios to support audit procedures, test internal controls, and evaluate going concern.
  • Practice with real-world exercises that simulate professional financial analysis and auditing.

Course content

6 sections • 14 lectures • 48m total length

  • Trailer1:27

Requirements

  • No prior finance background is required – the course starts from the basics and builds up gradually.
  • Basic math skills (addition, division, percentages) are helpful for calculating ratios.
  • Curiosity and willingness to learn about how businesses are evaluated financially.

Description

Do you want to understand how to analyze a company’s financial health without feeling overwhelmed by complex accounting terms?
Are you a student, investor, manager, or aspiring auditor who wants to master the tools professionals use to evaluate businesses?

If yes, then this course is for you.

In this beginner-friendly course, you will learn financial ratios from scratch — step by step, with practical examples and clear explanations. You don’t need a finance degree or prior accounting knowledge. By the end of the course, you’ll be able to confidently read financial statements and use ratios to make smarter decisions.

What you’ll learn:

  • What financial ratios are and why they matter.

  • How to find ratio data in balance sheets, income statements, and cash flow statements.

  • How to calculate key ratios in all categories:

    • Liquidity (Current Ratio, Quick Ratio, Cash Ratio).

    • Leverage (Debt-to-Equity, Interest Coverage).

    • Profitability (ROE, ROA, Net Margin).

    • Activity (Inventory Turnover, Receivables Turnover).

    • Market (P/E, EPS, Dividend Yield).

    • Cash Flow Ratios (Operating Cash Flow Coverage, Free Cash Flow).

  • How managers, investors, lenders, and auditors use ratios in real-world decisions.

  • How auditors use ratios to detect risks, irregularities, and potential red flags.

  • Hands-on exercises with real-life financial scenarios to practice your skills.

Who this course is for:

  • Students of accounting, finance, or business.

  • Investors and entrepreneurs who want to understand company performance.

  • Auditors and analysts looking to strengthen ratio analysis skills.

  • Anyone curious about financial statements and business evaluation.

Why take this course?

Unlike traditional finance courses filled with theory and jargon, this course is clear, practical, and easy to follow. Every concept is explained with examples and exercises, so you can apply what you learn immediately. You’ll finish the course with a practical skill set that’s useful in studies, careers, and personal investments.

Take Action Now

Financial literacy is one of the most valuable skills you can develop. Understanding ratios will give you an edge in business, investing, and career opportunities.

Don’t just read financial statements — learn how to interpret them like a professional.

Enroll today and start mastering financial ratios from scratch!

Who this course is for:

  • Students of accounting, finance, and business who want a strong foundation in ratio analysis.
  • Managers and entrepreneurs who want to understand their company’s financial performance.
  • Auditors, analysts, and consultants seeking to sharpen their audit and evaluation skills.
  • Investors and lenders who want to assess company value, risk, and solvency before making decisions.
  • Anyone new to finance who wants practical, hands-on tools to analyze financial statements.

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