Investing for NRIs : The Ultimate Guide

Name: Investing for NRIs : The Ultimate Guide
Rating: 4.7 (22 reviews)

A Specialized Course on Saving and Investing for Non-Resident Indians

Created byAjay Krishnan

Last updated 10/2023

English

What you'll learn

Learn How to Save More Money as an NRI
Learn the Asset Classes Available for NRIs to Invest
Learn How to Create a Balanced Portfolio
Engage in 1-on-1 Discussions with the Course Instructor

Course content

6 sections • 56 lectures • 3h 40m total length

Introduction2:46
Definition of NRI and Income Types2:36
Types of Bank Accounts for NRIs - I3:23
Types of Bank Accounts for NRIs - II1:14
Non-Resident External Account - Things to Know2:55
Understand non-resident external account (ner) and its tax-free status, with currency conversion to Indian rupees on entry and exit. Identify four types: savings, current, recurring, and fixed deposit.
Non-Resident External Account - Things To Know3:24
Non-Resident Ordinary Account - Things To Know3:20
Understand the non-resident ordinary account, where Indian income is deposited and withdrawn in rupees, taxed 30% with up to 1 million USD repatriation, and fixed deposits mirror resident rates.
Foreign Currency Non Resident Account - Things To Know3:32
Discover a foreign currency non-resident (fcnr) account that deposits and withdraws in foreign currency, with tax-free principal and interest, no repatriation limits, and up to 5% interest on deposits.
Module 1: Test Your Knowledge

Introduction1:06
Why Should NRIs Invest?4:34
Investing as an nri makes sense to capitalize on India's growth, access via oci or pio cards, and diversify portfolios across two countries.
How Can NRIs Invest?5:09
How Much Should You Invest?6:47
Where Can I Invest in India?11:09
Explore asset classes NRIs can invest in India, including mutual funds, direct stocks, national pension scheme, government bonds, fixed deposits, and real estate; note key exclusions and rules.
Where Can I Invest in Foreign Countries?4:00
Explore how NRIs diversify by investing in foreign markets, prioritizing India and the US for growth and liquidity, while noting challenges in GCC, UK, and Europe.
Module 3: Test Your Knowledge

Introduction3:59
Explore core asset classes for NRIs, including mutual funds in India, US ETFs, bonds, national pension scheme, fixed deposits, and real estate, with guidance on direct stocks.
Major Asset Classes in India2:37
Ten-year returns across India's asset classes show equity leading and gold as a strong alternative. Bonds, fixed deposits, and real estate lag, guiding NRIs to a balanced long-term portfolio.
Mutual Funds8:18
Mutual Fund Growth in India - 40 Lakh Times!3:08
Equity Mutual Funds5:47
Equity Mutual Funds - How To Invest5:03
Evaluate equity mutual funds by fund-house quality, 10-year return trends, and total expense ratio, then invest directly in growth options for a 7–10 year horizon to maximize compounding.
Equity Mutual Funds - How To Invest II4:48
Promote systematic investments through SIPs in mutual funds, highlighting rupee cost averaging that buys more units when prices fall and fewer when they rise, driving long-term growth.
Equity Mutual Funds - How To Pick The Best3:20
Equity Mutual Funds - Summary3:30
Index funds provide exposure to the best 30–50 Indian companies. NRIs and residents balance growth from small cap funds with flexi cap and debt funds, targeting 8–9% returns.
Fixed Income/ Debt Mutual Funds2:11
Mutual Funds - Ideal India Portfolio6:56
Explore practical mutual fund allocations for NRIs, including index, large-cap, small-cap, and debt funds, with trusted houses like HDFC, SBI, Axis, and ICICI for long-term wealth.
Exchange Traded Funds - U.S Market4:08
S&P 500 Index : Historical Returns2:22
Explore the S&P 500 index and its ETF exposure, showing historical returns of the top 500 U.S. companies for NRIs.
NASDAQ 100 Index : Historical Returns1:33
U.S ETF Portfolio7:17
Build a US ETF portfolio using Interactive Brokers, fund in US dollars, and compare the Vanguard 500 index ETF and the Invesco QQQ Trust Series One Nasdaq 100 ETF.
U.S ETF Portfolio - Vanguard and Invesco3:14
Investing Directly into Stocks7:06
Direct Stocks Portfolio - Things To Keep in Mind4:21
Bonds - Introduction3:05
Bonds - How to Invest4:01
Learn about government and corporate bonds, their risk profiles, and how NRIs can invest through brokers or banks to diversify portfolios and offset equity risk.
National Pension Scheme - Introduction for NRIs5:17
National Pension Scheme - Salient Features3:05
National Pension Scheme - How To Invest1:24
National Pension Scheme - Historical Performance
Fixed Deposits for NRIs2:54
Types of Fixed Deposits for NRIs4:35
Learn about the three NRI fixed deposits: FCNR FD, NRI FD, and NRO FD, and how FCNR deposits offer tax-free, fully repatriated earnings while managing currency risk.
USD Appreciation to INR - Historical Performance1:44
Track how the usd appreciates against the indian rupee and how a 5% annual appreciation translates to roughly 10% in inr terms on fcnr fixed deposits.
Real Estate Investments for NRIs - Introduction5:57
Real Estate Investment Trusts (REITs) - I2:31
Real Estate Investment Trusts (REITs) - II3:04
Module 4: Test Your Knowledge

Requirements

The right mindset to learn and understand how to create wealth for the long term

Description

Are you an Non-Resident Indian (NRI) who saves money and sends it back home, but not investing it in any assets? This is the story of millions of NRIs around the world, who send back more than USD 90 billion annually to India. Saving money is great, but investing that money is superior - also helping to plan out your retirement in style.

Most NRIs work decades in the GCC countries, USA, UK, Canada and Australia but rarely have any investments in income-producing assets. They need to understand the power of compounding and how most of them can retire as millionaires if they educate themselves and their families on the power of investing.

This is the only comprehensive course currently in the market that is focused on helping NRIs to save and invest their hard-earned money.

We shall look at avenues to invest in assets - Mutual Funds, ETFs, Stocks, Bonds, NPS - in India and the United States - two markets that are familiar to most of them. This decade belongs to India, and with an annual growth rate of 7%, Indian economy is set to hit USD 10 trillion in value by 2035. Do not let this opportunity pass by, and find yourself years later wishing that you had invested back in the day.

Start today and learn about investing for NRIs with this simplified course that is ideal for beginners and advanced investors.

Happy investing!

Disclaimer: All information contained in this course is for educational purposes only. Please consult your certified financial advisor before making any investments.

Who this course is for:

Non-Resident Indians in GCC countries, USA, UK, Europe, Canada and Australia

Investing for NRIs : The Ultimate Guide

What you'll learn

Explore related topics

Course content

Module 1: Introduction8 lectures • 23min

Module 2: Saving Money as an NRI6 lectures • 27min

Module 3: Investing as an NRI6 lectures • 33min

Module 4: Asset Classes30 lectures • 1hr 57min

Module 5: Portfolio Allocation5 lectures • 15min

Summary1 lecture • 5min

Requirements

Description

Who this course is for: