Explore the role of mutual fund sales representatives and the evolution from closed-end to open-ended funds, with Canada hosting over 2000 funds and 1.4 trillion in assets.

Explore the role of the mutual fund sales representative, licensing, ethics, and compliance, then master KYC, time horizon, risk tolerance, asset allocation, and suitability to match clients with funds.

Explore how investment capital flows in Canada, driven by fiscal and monetary policy and the political environment, and review instruments, markets, intermediaries, and regulation.

Explore microeconomics and macroeconomics, analyzing supply and demand, price determination, and how consumer, firm, and government choices shape production, GDP, inflation, and policy.

Explore microeconomics and macroeconomics with supply and demand, price determination, market equilibrium, GDP concepts, real versus nominal GDP, and monetary and fiscal policy shaping growth.

Understand leading, coincident, and lagging economic indicators and how they signal the business cycle, with examples like housing starts, GDP, unemployment, and CPI in Canada.

Explain unemployment metrics, including labor force, participation rate, and unemployment rate, with cyclical, frictional, and structural categories. Examine determinants of interest rates, inflation, and CPI in the Canadian economy.

Learn how inflation erodes fixed incomes and prompts returns, and how the output gap between real and potential GDP signals booms and recessions, while Bank of Canada policy stabilizes growth.

Learn how the Bank of Canada uses the operating band and bank rate to target the overnight rate, and how the balance of payments tracks Canada's trade and investments.

Establish a client-adviser relationship, collect and analyze financial data, define objectives, consider tax implications, implement recommendations, and monitor progress while selecting appropriate registered or non-registered accounts.

Identify client objectives—income, growth, or safety of principal—and align investments accordingly. Explain income sources (dividends, interest, capital gains) and growth options (real estate, securities) with tax considerations and registered accounts.

Explore asset classes—cash, fixed income, and equities—and securities, including money market funds, mutual funds, bonds, preferred stock, and ETFs; learn how KYC, time horizon, and risk tolerance shape asset allocation.

Explore the life cycle hypothesis across five stages, shaping clients' risk tolerance, liquidity needs, and equity-focused asset allocation, while emphasizing insurance, estate planning, and prudent budgeting.

Behavioral finance blends psychology and economics to explain why investors err, shaping risk preferences from risk averse to risk tolerant via cognitive and emotional biases.

Understand how the Canadian taxation system affects retirement planning, including RRSP deductions, income splitting, and the tax treatment of interest, dividends, and capital gains.

This module covers Canadian retirement income sources, including Old Age Security and CPP, company pension plans, LIRA, RRIF, RRSP, TFSA, GIS, and survivor allowances.

Compare defined benefit and defined contribution employer pensions, including contributory vs non-contributory plans, with career or final average and fixed benefits, plus pooled registered pension plans.

Explore RRSP benefits like the home buyers plan, lifelong learning plan, and spousal RRSP income splitting to reduce taxes and fund retirement.

Explore spousal RRSP strategies, tax rules on withdrawals, in-kind contributions, contribution room, penalties, and retirement accounts like RRSP, RRIF, LIRA, and TFSA to optimize tax and retirement planning.

Explore types of investments in Canada and how fixed income securities work, including bonds and debentures. Understand coupon rates, par value, maturity, pricing, and yields for government and municipal bonds.

Explore fixed income products—corporate and mortgage bonds, collateral trust bonds, equipment trust certificates, and convertible or callable issues—plus trading basics such as bid, ask, and yield to maturity.

Understand bond pricing, current yield, and yield to maturity, including par, discount, and premium concepts, and how coupon rate and maturity affect price movements and volatility.

Explore equity investments by examining common and preferred shares, dividends and stock dividends, voting rights, capital appreciation potential, and margin-based long and short trading strategies.

Explore cash and margin accounts, leverage, and investment returns, then demystify derivatives, including options, forwards, futures, rights, and warrants, and learn hedging, underwriting, and new issue processes.

Construct investment portfolios by balancing risk and return, considering portfolio volatility, inflation's impact on real return, and weighted returns across equity and bond funds.

Understand how bond prices move inversely with yields, how maturity and coupon affect volatility, how duration measures price sensitivity, and how diversification reduces unsystematic risk and reinvestment risk.

Explore how portfolio construction uses correlation, diversification, beta, and alpha to manage risk and return, and compare active versus passive strategies, fundamentals versus technical analysis.

Learn to read the four main financial statements—statement of financial position, statement of comprehensive income, statement of Tunisian equity, and statement of cash flow—and analyze assets, liabilities, and equity.

Understand current and long-term liabilities and shareholders' equity on the balance sheet, and how revenue, cost of goods sold, and expenses determine gross and net profit on comprehensive income statement.

Explore financial statement analysis through liquidity, risk, operating performance, and value ratios, using current and quick ratios, debt-to-equity, ROA, EPS, PE, and trend analysis to compare companies over time.