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How to prepare CMA Report for Bank Loan
Rating: 4.4 out of 5(179 ratings)
1,232 students
Last updated 6/2021
English

What you'll learn

  • Understand CMA
  • How to input past financials in CMA
  • How to estimate / project future figures
  • How to interpret various results generated by CMA Report

Course content

10 sections75 lectures8h 32m total length
  • Promo0:47
  • Introduction to CMA & Sales11:02

    CMA report also is known as Credit Monitoring Arrangement report is the report showing the projected performance and the past performance of a business in financial terms.Credit Monitoring Arrangement (CMA) data is a very important area to understand by a person dealing with finance in an organisation. It is a critical analysis of current & projected financial statements of a loan applicant by the banker.

  • Raw Material Consumption Cost in CMA (Part 1)14:12
  • Raw Material Consumption Cost in CMA (Part 2)9:44
  • Spares Consumption Cost in CMA (Part 2)1:11
  • Power & Fuel Cost in CMA (Part 2)9:04
  • Labour Cost in CMA4:06
  • Other Manufacturing Expenses in CMA1:23
  • Depreciation in CMA13:18
  • Depreciation as per Companies Act and Income Tax Act5:05
  • Stock in Process - Past and Estimates in CMA11:55
  • Finished Goods - Past and Estimates in CMA5:58
  • Selling, General & Admin Expenses & Operating Profit - CMA7:05
  • Interest on Loan and CC in CMA13:33
  • Non Operating Income & Expenses treatment in CMA5:22
  • Treatment of Current Tax and Deferred Tax in CMA Operating Statement7:51
  • Profit after Tax and Retained Profit6:16
  • Overview of Operating Statement2:12

Requirements

  • Basic knowledge of Financial Statements

Description

Are you a Bank Executive posted in Credit Department and whether CMA Report - its numbers, ratios, results, analysis all going above your head?

Are you a Consultant preparing CMA Report for your customer but puzzled on various intricate matters?

Are you a Finance Manager and  pressurized by CEO / Bankers to submit CMA Report on time for Loan renewal / sanction but could not comprehend many of the items in the report?

Are you just a beginner interested in learning what CMA Report is all about?

Then this course is for you.

Welcome to How to prepare CMA Data for Bank Loan Course.

CMA Report is the report used by the bankers to understand the past performance and future plans of the borrower. This report has to be submitted by the borrower. It will present comprehensive picture of the borrower covering presentation of Operating Statement and Balance Sheet in a manner suitable to Bankers for effective analysis and it will also generate series of reports covering

a) Financial Indicators

b) Working Capital Assessment

c) Working Capital Levels

c) Fund Flow Analysis


In this course, you will be exposed to

a) What is Credit Monitoring Arrangement (CMA)

b) How to input data in CMA from Past Audited Financials

c) How to estimate / project financial data to input in CMA

d) How to interpret various results generated by CMA Report

and more.

This course is prepared purely out of my experience - so no back to back PPT Slides /  Scripts for lectures.

All the lectures are absolutely practical and contents straight from heart. I am sure you will love it.

You can also download CMA from the course material  and practice alongside the lectures.

All the lectures are recorded using screencast model and you will be easily able to catch up with the lectures. 

For effective listening, use headset.

See you inside the course.

Who this course is for:

  • Credit Analysts
  • Bankers
  • Project Finance Consultants
  • DSA
  • Investment Bankers
  • Chartered Accountants
  • Loan Syndication Agents
  • Finance Managers
  • Accountants