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Fix and Build Your UK Credit Score
9 students

Fix and Build Your UK Credit Score

Understand, Improve and Protect Your UK Credit Score - Get Approved for Mortgages, Loans and Credit Cards
Created byLisa Newton
Last updated 7/2026
English

What you'll learn

  • Access your UK credit report for free from the major agencies and understand exactly what each section means for your creditworthiness
  • Identify the specific factors that are helping and hurting your UK credit score — and take targeted action to improve them
  • Apply the 8-step credit card debt clearance plan to reduce outstanding balances strategically while rebuilding your credit profile
  • Improve your credit card usage patterns to positively impact your score within the next 3 to 6 months
  • Understand how UK lenders assess applications for mortgages, loans, and credit cards - and position yourself to get approved
  • Build a long-term credit improvement strategy, including guidance on business credit for the self-employed and small business owners

Course content

6 sections • 19 lectures • 1h 40m total length

  • Introduction to the course and your tutor1:39

Requirements

  • No prior knowledge needed - just bring a desire to improve your credit score and the patience to see results over 3 to 6 months

Description

Are you being turned down for credit cards, loans, or mortgage applications - and you are not sure why? Your credit score is almost certainly part of the answer. In this course, I show you exactly how UK credit scoring works, what is damaging your score right now, and the practical steps to fix it.

This is not a quick fix or a gimmick. It is a step-by-step guide built specifically for the UK market — covering the credit agencies, lenders, and financial institutions that actually affect your life. Whether you are starting from scratch, rebuilding after financial difficulties, or simply want to reach the next level, this course gives you a clear, actionable path.

What you will learn:

  • How to access your UK credit report for free and understand exactly what it is telling you

  • What factors influence your credit score - and the specific actions that help or hurt it most

  • How to improve your credit card usage to positively impact your score immediately

  • The 8-step plan to clear credit card debt strategically while rebuilding your credit profile

  • How lenders assess creditworthiness for mortgages, loans, and other credit applications

  • How to build business credit if you are self-employed or run your own company

Why this course is different:

Every piece of advice in this course is tailored to the UK system - Experian, Equifax, TransUnion, and the lenders that use them. I hold a first-class BA in Accounting with Marketing and an MSc in Investment Management, and I have spent years helping individuals and small businesses make better financial decisions.

Do not let your credit score hold you back.

Enrol today and start building the score you deserve - one practical step at a time.

Who this course is for:

  • Anyone in the UK who has been denied credit, a loan, or a mortgage and wants to understand why and what to do about it
  • People paying high interest rates due to a poor credit score who want to qualify for better financial products
  • Those starting from scratch or rebuilding their credit history after financial difficulties or a major life change
  • Self-employed individuals and small business owners who want to understand and improve their business credit profile

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