
Learn how to build business credit and access funding by establishing credibility, starting with a credible LLC name to avoid restricted-name limits on funding.
Secure business credit by confirming an available LLC name and establishing a credible footprint with a virtual or physical address, an 800 number, a professional website, and a business email.
List your business on key sites, especially Google my business, so it appears first in searches; keep name, address, and phone consistent across listings for funding and bank rating.
Learn strategies to improve bank ratings and secure funding, including credit card cash access techniques, DUNS registration, and building business credit with net 30 accounts and PAYDEX scoring.
Build business credit with net 30 vendor accounts, using Uline and Granger, through a step-by-step process to obtain 30-day terms and improve your paydex score.
Discover no personal guarantee business credit funding strategies and build your company’s credit with net 30 accounts from Divvy, Sam's Club, and Capital on Tap, while understanding bureau reporting.
Discover no-doc funding plays from banks like Wells Fargo and KeyBank, requiring two years in business, personal guarantees, and options to use foreign entities or aged LLCs.
Understand how to evaluate hard money loans and use funding to grow income while building business credit with a solid personal score, secured cards, vendor accounts, and net terms.
Discover how to build business credit and access funding via personal credit, Amex business cards, DUNS, net-30s, and trade lines, while managing Paydex scores and personal guarantees.
Learn practical business credit strategies to access capital, including leveraging LLCs with Lowe's and Sam's Club, turning purchases into cash, and expanding with Divvy and gas card programs.
Tap into one-on-one coaching and done-for-you services from Wham Financial Solutions to fix your credit, build business credit, and secure funding, with links to book a call and access resources.
This course introduces students to the fundamentals of business credit. You will learn about the various types of credit, how to establish credit for a business, and how to manage credit effectively. We will discuss the different methods of obtaining credit, including bank loans, lines of credit, and venture capital. You will learn how to assess creditworthiness and the steps to apply for credit. In addition, you will explore the legal and ethical aspects of credit, such as regulations and best practices for obtaining and managing credit. You will also examine the implications of missed payments, late fees, and other financial penalties associated with business credit. You will learn how to assess the risks and benefits associated with different types of credit, such as short-term vs. long-term. You will also learn how to make the best use of credit to optimize cash flow, minimize costs, and maximize profits. Finally, you will develop skills to effectively monitor and track your business's credit activity, as well as strategies for improving creditworthiness. You will also learn how to effectively respond to requests for credit and to negotiate terms with creditors. This course is designed to give you the knowledge and skills you need to understand and manage business credit. It will help you create a plan for effective credit management and minimize the risks associated with taking on debt.