
Purpose and Intent behind the design and launch of this course :
Enable equitable loan distribution away from over-concentration towards loans to large businesses;
Empower business owners, no matter how big or small their businesses are, to proactively secure the loans and credits their businesses require;
Provide learners with the toolkits and a step by step guide, if followed through diligently enable business owners to secure the loans and credit they require; and
Re-orientate and guide learners to follow a step by step guide when preparing the needful materials to be used for articulation of their business case before their bankers and financiers.
Five (5) Learning Objectives
Learn How Bankers Think
Get into Bankers' Frame of Mind
Work on What Was Learned
Able to Story Tell Your Business Case
Practise and Apply What Was Learned To Get Results, i.e. Business Loans and Credit Required
Course Organisational Structure
Module 1 /Lecture 2 : Introduction of Key Operating Indicators
Module 2/Lecture 3 : Reasons to know of the Key Operating Indicators
Module 3/Lecture 4 : Background to understand Key Operating Indicators
Module 4/Lecture 5 : What motivates and drives bankers to lend?
Module 5/Lecture 6 : How to Engage with Bankers?
Module 6/Lecture 7: What does your business' debt story entail?
Module 7/Lecture 8 : What is in your business' equity story?
Module 8/Lecture 9 : How to frame your business' business case?
Module 9/Lecture 10 : Getting ready for the presentation before your bankers
Module 10/Lecture 11 : A case study : Europe's most high profiled commercial fraud case
3 Learning Objectives
1. Why the Key Operating Indicators are gauges of a borrower's financial health?
2. How the Key Operating Indicators can be applied to any business?
3. What are the constituents of each of the indicators within the Key Operating Indicators?
3 learning objectives
1. Understand why external factors affect each of the Key Operating Indicators
2. Understand how external factors impact the interaction between and amongst each of the Key Operating Indicators
3. Understand what the Key Operating Indicators comprised of? What is the numerator and denominator for each of the Key Operating Indicators
3 learning objectives
1. Understand why every business strategy and action affects cash flow generation and retention strength and position
2. Understand through illustration of how if any of the 6 spoke wheel of inter-connectedness spins out of rhythm, it can affect the overall financial health of a business
3. Understand through illustration of what each of the 6 spoke wheel of inter-connectedness represents as the 6 phrases of cash flow generation
3 learning objectives
1. Understand why the need to fathom the motivations and considerations that drive bankers to lend
2. Understand how to get into the bankers' frame of mind. Use this understanding to articulate your business case to win bankers over and get the business financing you require
3. Understand what and how to prepare a business case that squarely addresses the motivations and considerations that underpin the bankers' decision to lend
3 learning objectives
1. Why do you need to think and feel like the bankers?
2. How do you engage your bankers? What needs to be prepared before such engagement?
3. What is in a business case for the borrower?
3 learning objectives
1. Why do you need a framework to articulate how to service and repay loan?
2. How to apply a framework to structure and prepare a borrower's debt story?
3. What does a well-structured debt story entail?
6 learning objectives
1. What does an equity story entail?
2. How to structure an equity story into one that is well articulated?
3. What does competitive analysis of a business tell us?
4. What competitive strategies does a business apply to stay ahead of the competition?
5. How to evaluate key focused areas of financial performance?
6. What are the methods to be applied for valuing the equity of a business?
3 learning objectives
1. Why the need to frame the borrower's business case?
2. How to organise a business case?
3. What does a business case look like?
3 learning objective
1. Why do you need to become the confident influencer who can influence your bankers?
2. How do you intend to win over your bankers in a loan and credit sourcing scenario?
3. What do you need to influence and win over your bankers by the merits of your presentation?
We organised and launched this course to empower business owners and key decision makers when it comes to obtaining financing and credit from bankers and financiers. Loans and credits should be granted to businesses regardless of their size or perceived management quality. Our course architect, who has 25+ years of banking experience, has observed an uneven allocation of loans and credits. Many do not end up being used in economically productive ways, while larger businesses often win the lion's share. We strive to give all businesses a level playing field. The core aim is to enable individuals to take control of the process. The course provides preparation needed, along with toolkits and step-by-step guidance. It also aims to make learners aware of how to engage bankers/financiers so that they are more likely to get continuous support for financing/credit. This will help the overall economy become more productive as big businesses won't monopolise loan/credit distribution; the most deserving businesses will get them instead.
The objectives of this course are: 1) learn what drives and motivates bankers when they agree to lend, 2) understand how bankers think/decide when lending, 3) apply what you’ve learned in your business - analyse & prepare a case for why you should receive loans/credit, 4) prepare & enable yourself to tell your business case in order to impress bankers/financiers & 5) win support for continuous financing/credit from them - because other bankers tend to follow suit once someone agrees with you.
The delivery will include an introduction on key operating indicators which are important for lenders/financiers, understanding why these indicators matter within their context, learning what motivates them when granting loans/credit, discovering how you should present your side of the debt and equity story for your business & showing how your business can service & repay debt before delving into its future valuation & why it is worth lending to your business now since its future prospects are articulated and financially valued.