How To Start Your UK Property Portfolio From Scratch
What you'll learn
- Start your journey to build a property portfolio from scratch
- Understand which third parties can help you to build a property portfolio
- Choose a mortgage that suits your financial circumstances
- Buy additional properties without saving for a deposit
- Develop an understanding of mortgage contracts to judge for yourself whether it's a good deal or not
- You don't need any prior knowledge to do this course
Just before my first pay arrived, on my very first job, my bank balance read:
That was all the money I had to my name.
I owned no assets but I desperately wanted to own a house, a small slice of real estate that I could call mine.
On the plus side, I didn’t have a credit card or a store card because no one would give me one.
My personal balance sheet had a big fat zero on both sides: no assets, no liabilities.
My wage after taxes was £2,128.
With the cost of living in London, it wasn’t extraordinary but it would have to be enough.
It took about 14 months of aggressive saving to get together enough of a deposit for my first property.
That was 2006.
Fast forward 10 years to 2016 and the value of the portfolio stands at £1,825,000.
This course summarizes all the fundamental things I learnt to get that first property.
Lack of this knowledge has led to many people losing their homes to a bank and seeing everything they’ve worked so hard for just crumble away.
Save yourself a few headaches … take step 1 to your life as a property mogul, join this course.
Who this course is for:
- New to property buying
- Want to own property but don't have a penny to your name
- Want to get on the property ladder but not sure how to start
- Want to act as your own mortgage broker but lack the knowledge
- If you've made mistakes in the past and want to avoid similar errors
- This is not a course for seasoned property investors
I am a massive fan of personal finance. I podcast about all things money (budgeting, saving & investing) on The Money Spot podcast (search for it wherever you listen to podcasts).
In addition to 7 years of investment banking experience from Goldman Sachs and HSBC, I graduated with First Class Honours in Economics from the University of Cambridge and also have the CFA Charter and ACCA accounting qualifications.
In the past I have written columns for Malawi News (on Personal Finance), eFinancialCareers (on investment banking) and the Daily Graphic in Ghana (on Hair).
I live in Birmingham with my husband and two children.