
Discover practical strategies to understand the current economic climate, protect personal and business finances, and manage risk to ride out any storms brewing.
Explore money, risk, volatility, leverage, and liquidity; study market cycles, debt effects, population and demographic changes, inflation versus deflation, and practical risk assessment for real estate investors.
Understand that money is debt in circulation, not cash. Credit fluctuations drive the economy as banks create money when issuing mortgages up to ten times deposits under fractional reserve banking.
Explore how debt and credit create money in circulation, driving growth and price movements as funds flow between stocks, commodities, currencies, and real estate, shaping market cycles.
Discuss why too much debt affects the economy
Identify the three main drivers of investment risk—volatility, leverage, and survival horizon—and learn how holding costs and debt amplify risk in real estate and securities.
Compare regional real estate volatility, from volatile coastal markets to stable Tennessee markets, and track how FHA data reveal sharp one-year drops and diverging recovery paths.
Explore the long term debt cycle driven by fractional reserve banking, debt growth, and credit cycles through spring, summer, fall, and winter, referencing 1920s crashes and the Great Depression.
Examine how government, corporate, and personal debt levels shape the economy and real estate, and how shifts since Bretton Woods and the oil-dollar regime influence debt dynamics.
Wage growth remains near historic lows while the consumer price index hovers around zero; asset prices, especially real estate, rise and fall, fueling tension across the economy.
Explore two paths to stabilizing the economy: a rapid debt wipeout causing deflation and widespread pain, or hyperinflation that erodes money value, with implications for real estate and financial markets.
Explain how oil price declines and debt in oil exploration, plus China's real estate surge and capital outflows, may drive a global market downturn.
Compare inflation and deflation and their effects on prices, purchasing power, and savings; assess fixed income, annuities, leverage, and real estate in rising versus falling price environments.
The lecture outlines two paths to a normal real estate market: debt destruction causing deflation and pain, or hyperinflation eroding money value, with examples like Greece, Weimar, and Zimbabwe.
This session is designed to help you understand the bigger picture of our economy and uncover the forces that really drive real estate cycles. Looking beyond what the mass media dribble and uncovering the tools and techniques so you can make your own assessment. So you can determine what’s right for you in a particular market or scenario. Everyone’s portfolio and goals are different; a one size fits all summary of the market isn’t good enough – investors need to be able to assess the entire US real estate market outlining the various stages of risk, profitability, and trends to make their own choices. It’s time to educate yourself so you can take control of making your own decisions. Join me as I share with you strategies to help leapfrog your journey.
Basic Concepts Defined
Economics
Market volatility and how to think about risk in your portfolio
Conclusion – managing your dials
Logistics
This course takes approximately 2 hours to complete. Additional modules will be provided as the market changes and in response to questions and feedback from students.