
Discuss why too much debt affects the economy
Identify the three main drivers of investment risk—volatility, leverage, and survival horizon—and learn how holding costs and debt amplify risk in real estate and securities.
Compare regional real estate volatility, from volatile coastal markets to stable Tennessee markets, and track how FHA data reveal sharp one-year drops and diverging recovery paths.
Explore the long term debt cycle driven by fractional reserve banking, debt growth, and credit cycles through spring, summer, fall, and winter, referencing 1920s crashes and the Great Depression.
Wage growth remains near historic lows while the consumer price index hovers around zero; asset prices, especially real estate, rise and fall, fueling tension across the economy.
Compare inflation and deflation and their effects on prices, purchasing power, and savings; assess fixed income, annuities, leverage, and real estate in rising versus falling price environments.
This session is designed to help you understand the bigger picture of our economy and uncover the forces that really drive real estate cycles. Looking beyond what the mass media dribble and uncovering the tools and techniques so you can make your own assessment. So you can determine what’s right for you in a particular market or scenario. Everyone’s portfolio and goals are different; a one size fits all summary of the market isn’t good enough – investors need to be able to assess the entire US real estate market outlining the various stages of risk, profitability, and trends to make their own choices. It’s time to educate yourself so you can take control of making your own decisions. Join me as I share with you strategies to help leapfrog your journey.
Basic Concepts Defined
Economics
Market volatility and how to think about risk in your portfolio
Conclusion – managing your dials
Logistics
This course takes approximately 2 hours to complete. Additional modules will be provided as the market changes and in response to questions and feedback from students.