Credit Scores: How Personal Credit Works
- 1 hour on-demand video
- 2 articles
- 3 downloadable resources
- Full lifetime access
- Access on mobile and TV
- Certificate of Completion
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- A complete understanding of the credit score calculation
- Knowing who calculates your credit score
- Different ways to boost your credit score
- How to build or rebuild credit
- How your credit score can save you thousands of dollars
- How to make your credit score work for you
- Live in the United States
Do you know how your credit score actually works?
Did you know that a bad credit score can cost you thousands of dollars?
Neither do most people, until they find out the hard way…
Information on credit scores isn’t widely taught, even though it’s one of the most important parts of personal finance.
And you probably know your credit score is something you should know about, but you’ve just never set aside the time to look into it.
Well it’s time to take action.
Presenting Credit Score 101: How Personal Credit Works
A 1 HOUR COURSE that completely covers all the ins and outs of credit scores.
I’m Huntly Mayo- my credit score is over 800 (in the best range possible), and I’m a personal finance blogger and lifestyle entrepreneur. One of my areas of expertise is credit scores, and I’ve put together this quick course to bring you up to speed on everything you need to know on the subject.
What you’ll learn in this short but comprehensive class:
·How your credit score is calculated, and by who
·Proven Strategies to boost your credit score!
·How to check your credit score online, completely free
·How to potentially make your credit score work for you
·How to monitor your credit activity, completely free
Sign up now to take control of your credit score, and avoid potentially having it cost you thousands of dollars down the line.
- Anyone who wants to secure this important personal finance big win, a good credit score!
- People living in the United States
Your credit score is probably more important than you realize... here we cover some areas in life where it comes into play.
Looking closer at the details of how credit scores actually work.
Credit Sesame's most important features:
1) Credit Score
2) My Debt
3) Credit Monitoring
Use AnnualCreditReport.com to check your credit reports from all 3 credit bureaus, once a year, completely for free.
Credit Score Research: Use the credit report you pulled from AnnualCreditReport.com to research your problem areas.
You can also use Credit Sesame to find possible issues that might not be explicitly stated on your credit report (like lack of payment history or high utilization %).
Get Errors Removed by Disputing Them!
A) List of Mailing Addresses of Credit Bureaus:
C) Sample Dispute Reasons (See downloadable materials)
D) Information to Provide When Contacting Credit Bureaus (See downloadable Materials)
These have a strong negative effect on your credit score. Getting them removed can be difficult, the rewards are worth it; usually a large boost in your credit score.
Removal methods are complicated, and you need to research them more before taking action. Please consult a lawyer if you are not familiar and comfortable with using any of terms in the resources below.
More Credit Repair Information: Credit Info Center
Building (and ReBuilding) Credit
1) Secured Credit Cards: Secured Cards from CreditCards.com
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