Health Insurance 101

Health Insurance 101 is a beginner-friendly course designed to empower participants with the knowledge and confidence to navigate the often confusing world of health insurance. Whether you're enrolling in a plan for the first time or trying to make better use of your current coverage, this course breaks down essential topics like plan types (HMO, PPO, etc.), premiums, deductibles, copays, and out-of-pocket maximums. You’ll also learn how to find in-network providers, understand explanation of benefits (EOBs), and advocate for yourself when claims are denied. Through real-world examples and interactive discussions, you’ll gain the tools needed to make informed choices about your healthcare.

Participants will practice interpreting insurance cards, comparing plans, and calculating potential costs. Special attention will be given to common challenges faced by college students, young adults, and individuals navigating the U.S. healthcare system for the first time. By the end of the course, you’ll feel more confident managing your benefits, avoiding costly mistakes, and ensuring you get the care you need when you need it. You’ll leave with actionable skills, sample tools, a list of resources, and a clearer understanding of how to make your health coverage work for you— no matter your background, age, or experience level.