Credit Policy, Products, Delivery, Appraisal, Risk & Rating
What you'll learn
- Module A of Certified Credit Professional Course
- Introduction and Overview of Credit
- Principles of Lending
- Model Credit Policy
- Types of Borrowers
- Types of Credit Facilities
- Credit Delivery
- Credit Risk Rating
- Credit Rating
- Credit Appraisal
Requirements
- Basic Knowledge of Banking
Description
Welcome to this Course on Credit Policy, Delivery, Appraisal, Risk & Rating
Reserve Bank of India makes it necessary for Bank Employees involved in specialised job like Credit Administration to undergo Certification Program Certified Credit Professional offered by IIBF before April 1, 2018. This is necessitated to improve Bank's Man Power Capacity in step with recommendations put forward by 'Committee on Capacity Building' .
This course is an Unofficial Guide to 'Certified Credit Professional Course of IIBF'. I have created lectures to discuss topic by topic of Module A of said course as follows
a) Principles of Lending
b) Model Credit Policy
c) Types of Borrowers
d) Types of Credit Facilities
e) Credit Delivery
f) Credit Appraisal
g) Credit Risk Rating
h) Credit Rating
My experience as Team Leader, Credit Processing Cell in Mid Corporate Group of State Bank of India helped me a lot to deliver lectures with practical insights.
Module B to E will be published as separate courses.
This is a self paced learning course. Use your headsets for effective listening.
See you inside the course.
Who this course is for:
- Project Finance Consultants
- Bankers preparing for Certified Credit Professional Course
- Chartered Accountants
- Banking Consultants
- Credit Analysts
Instructor
I am a Chartered Accountant with tonnes of passion for teaching.
I teach Financial Management & Strategic Financial Management for Chartered Accountancy, Cost and Management Accountancy and Company Secretary students in Ernakulam, India. I also hold Post Graduate Diploma in Business Administration in Finance from Symbiosis, Pune and Bachelors in Commerce, from Loyola College, Chennai.
I worked in State Bank of India as Assistant Vice President - Credit for a period of four years after which i started my Chartered Accountancy Practice. During the stint in State Bank of India, I worked on credit proposals of Mid Corporate Units and gained good experience in Financial Analysis, Risk Assessment, Viability Study, Evaluating business models, Project Finance, Working Capital Management, etc.
I conduct work shops for Entrepreneurs, Chartered Accountancy / Cost and Management Accountancy Students on the topics like Project Finance, Credit Risk Assessment, Entrepreneurship Development, Finance for Non Finance Executives, etc.
I love teaching and i want fundamentals of accounting and finance to reach students and so i am here.