Finance - The Fundamentals for Property Investors

Name: Finance - The Fundamentals for Property Investors
Rating: 4.3 (25 reviews)

How to keep on buying even if the bank says no

Created byKyron Gosse

Last updated 3/2017

English

What you'll learn

Bypass the banks and use non bank lenders
Know how to buy property regardless of what the bank says
Utilise a range of strategies to constantly buy property

Course content

4 sections • 41 lectures • 2h 17m total length

Introduction2:04
Disclaimer0:07
Intro to finance1:10
Leverage5:07
Leverage is the double edged sword that can make you tremendously wealthy or else eat all your profits away. By understanding leverage and how to utilize it, you can use it in a way to build your portfolio using little of your own money and become wealthy in the process.
Understanding Fiat Currency5:23
We dive into the history of how our currency system came about and how money actually works today (hint - it is not how you think it works)
Debt3:02
Is debt good or bad? It is neither, but more how you use debt that makes it good or bad, lets explore how you can make the right choices in order to use debt to your advantage.
Key Points3:42
Not everything fits into a category, this lecture is on the odd bits and pieces that you need to know about the fundamentals of finance.
Where to get finance from3:09
What did you learn about finance?

Intro to mortgages1:06
Mortgages 1014:46
What is a mortgage and how does it affect you?
How to apply3:58
What will the bank be looking for from me when it comes to applying for a mortgage?
Activity - Find a broker0:12
How the bank does its numbers4:57
The bank works out the costs of holding property a little bit different to how you might, therefore changing your serviceability on the property and sometimes even making you fail your finance. In this lecture we cover why this happens and show you how extreme the numbers can be.
Types of mortgages8:05
There are many different types of mortgages all with different characteristics. Which is the right mortgage for you?
Fees and charges2:59
As with any banking product mortgages come with a huge range of fees and charges, here are the most common that you need to be aware of.
Interest4:39
Interest is going to be your biggest expense when it comes to building a portfolio. It is important you understand it fully
Activity - Interest rates0:16
When the bank says no3:23
What options do you have if the bank declines your application?
What did you learn about mortgages?

Welcome to section 3 - non bank lenders1:29
As we wind up the mortgage section we head into the non bank lending section. This is your chance for me to clear up any questions or misunderstandings you may have.
Intro to non bank lenders5:46
What exactly do I mean with the term 'non bank lender''?
Second tier lenders2:06
Finance companies, Money Partners, JV partners... just what does this even mean?
Where to get non bank finance from2:49
How do you find non bank lenders?
Money partner or Joint Venture partner4:58
Many people get confused between the terms "joint venture partner" and "money partner" it is extremely important you understand the different between them, and in which circumstances you might use one or the other.
Non bank lenders

Intro to no money down deals1:58
13 ways to do deals with little to no money down0:51
Options5:02
Options are a way to do no money/little money down deals. They are non obligatory and used in the right way can make a lot of money.
Lease Options6:30
Also known as a rent to buy
Instalment Contract2:32
The lay-by of property
Vendor Carry back3:35
A vendors mortgage
Assignments2:25
Selling the contract to your property
Double Settlements6:56
My favourite strategy - sell it before you have even bought it.
Long settlement - early access6:19
Getting access before you have even bought the property
Rent by the room3:23
Renting out additional rooms in your house where the sum of all the rooms add up to more than the entire house lease
Holiday Accom2:32
Using other peoples assets to make profit for yourself
Check in1:35
Air BNB2:07
Make use of the sharing economy and rent out spare rooms/apartments on Airbnb
Joint Venture5:48
2 halves can make a whole when you join them together in a JV
Guarentees2:38
Use someone else's property as security to get a 100% mortgage from the bank
Mezzanine finance1:06
Use multiple lending sources in order to 100% finance the property
What did you learn from The Fundamentals of Finance
Conclusion1:25
BONUS: The property glossary5:50
Sneak peek into my next course (which I'll be launching shortly)

Requirements

Have very basic knowledge around monetary terms

Description

Your property investing strategy is only as good as your finance strategy

Whether you can get traditional bank finance or not, this course is going to help you. It will expand your knowledge of how our monetary systems actually work and how you can take ADVANTAGE of that.

You will learn what other options you have, should the bank say no. Not to mention at least 13 different strategies that require little to NO MONEY DOWN and can still create serious cash flow, profit and equity.

Who this course is for:

This course is designed for people who want to know the BEST ways to finance a property portfolio and to be able to circumnavigate the banks strict lending criteria

Finance - The Fundamentals for Property Investors

What you'll learn

Explore related topics

Course content

Finance8 lectures • 24min

Mortgages10 lectures • 34min

Non Bank Lenders5 lectures • 17min

13 Ways to buy with little to no money down18 lectures • 1hr 3min

Requirements

Description

Who this course is for: