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Fintech Payments Masterclass
17 students
Fintech Payments Masterclass
How Card Networks, SWIFT, and SEPA Power Modern Global Payments
Created byFintech Research Center
Last updated 1/2026
English
What you'll learn
- Understand the history of money and how modern payment systems evolved from cash to digital and real-time payments
- Explain how card payments work, including Visa and Mastercard flows, fraud, tokenization, 3D Secure, and pricing
- Understand SWIFT and cross-border payments, including ISO 20022, correspondent banking, and clearing and settlement
- Master SEPA payments, including Credit Transfers, Direct Debits, Instant Payments, and Request-to-Pay schemes
- Identify major payment fraud types and understand how fraud management and authentication systems mitigate risk
- Understand how payments make money, including interchange, scheme fees, acquiring fees, and merchant pricing
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Course content
9 sections • 47 lectures • 1h 50m total length
Requirements
- No previous experience is needed in the payment industry
Description
This course contains the use of artificial intelligence.
The Fintech Payments Masterclass is a clear, practical guide to how modern payment systems work end to end. The course starts with the history of money and payments, then builds into today’s core payment rails used by banks and fintech companies.
You’ll learn how card payments work through Visa and Mastercard, how cross-border bank payments move via SWIFT and ISO20022. How euro payments are standardized through SEPA, including Credit Transfers, Direct Debits, and Instant Payments.
Focusing on real payment flows, messaging, clearing, settlement, fraud and pricing. This course explains how money actually moves and how payment ecosystems are designed. By the end, you’ll have a solid, real-world understanding of global payments and the foundations behind modern fintech.
The course also provides practical insights into emerging payment technologies such as mobile wallets, contactless payments, and cryptocurrencies. You’ll explore regulatory frameworks, risk management and compliance considerations that shape payment infrastructures worldwide.
Through real-world examples and case studies from the fintech and banking industry, the course bridges theory and practice, giving you the confidence to understand, analyze and design modern payment systems. Whether you work in banking, fintech, product, engineering or are looking to enter the industry. This course equips you with a complete mental model of how global payments actually work.
Who this course is for:
- This course is for anyone who wants a clear, practical understanding of how modern payment systems work.
- It is ideal for payments and fintech professionals, product managers, engineers, consultants, and people working with Visa, Mastercard, SWIFT, or SEPA.
- It also suits business leaders, analysts, and students interested in fintech and digital payments.
- No prior payments experience is required, but experienced professionals will also gain deep, practical insights.