
Explore buy now, pay later (BNPL) and its point of sale financing models, including online and offline use, installment plans, credit checks, and growth drivers.
Explore four BNPL models—merchant MDR-driven, split pay, shopper interest, and long-term zero-percent financing—and how each shapes merchant incentives, consumer choices, and BNPL adoption at the point of sale.
Explore the shopper benefits of BNPL, enabling immediate purchases and installment payments. Learn how interest-free periods, credit-card competitiveness, and potential credit-score impacts shape this payment option.
Buy Now, Pay Later (BNPL) has rapidly emerged as a game-changing trend in the lending and payments landscape. It's gaining widespread attention and popularity among consumers, merchants, investors, and BNPL providers alike. While it’s reshaping how people shop and borrow, regulators worldwide are closely monitoring its impact on consumers and the broader financial ecosystem.
What you'll learn:
This course covers everything you need to understand about BNPL, including:
Key concepts like “Pay in 4” and post-COVID adoption
Case studies like Klarna and insights into market size and trends
Global BNPL players and business models
BNPL transaction flows and reasons behind its popularity
Consumer behaviour and credit culture shifts
Comparison with credit cards and impact on credit bureau reports
Soft vs. hard inquiries explained
Risks and regulatory concerns
Economics of the BNPL model – how BNPL companies make money
Benefits for shoppers and merchants
This version of the course from Global Fintech Academy is designed to be more visual and engaging, with fewer long texts and more videos and images to support your learning.
Please review the curriculum and watch the introduction video before enrolling.
Who should take this course?
Product and Project Managers
Industry Professionals and BNPL Enthusiasts
Students, Teachers, Researchers, and Trainers
We look forward to having you in the course.
Thank you,
Global Fintech Academia
"Our mission is to provide high-quality, 5-star training experiences to learners and clients worldwide."