Awareness Based Personal Finance Survivor Guide for Beginner
What you'll learn
- Understanding the recession signs and staying prepared without getting too stressed.
- Understanding basics to protect yourself from scammers and misinformation being sold as financial advice.
- Knowing why ideas from US will not work in a developing country like India etc.
- Estimate the balance between loans, income, saving and investment based on 3-5 year horizon.
- Knowing when to rent over buying a house. Impact of home loan on career decisions. Not confusing rental income based on mortage funded loans.
- Knowing impact of education loan or student debt on long term personal finances.
- Understanding risk of investing without saving enough can lead to severe financial problems in future.
- Building a necessity based decision framework for personal finance
- Differentiate between the noise and information in financial advice and advertisements reaching them.
- A foundation to build concrete Plan A and Plan B for next five years without relying on any ponzy schemes.
- A solid decision framework to identify the need for an expert and reaching out to them after thorough research and specific questions.
- Awareness about daily expense manangement is enough.
- Curious to learn more about finance to protect needs of family
- Willing to take control of financial decisions and not fall for quick windfall scams
- No special understanding of financial instruments is needed.
- Not looking for quick get return schemes
We aim to demystify the world of personal finance and equip you with the knowledge and tools to make sound financial decisions throughout your life.
In this course, we'll cover a wide range of topics, such as the basics of personal finance, the importance of insurance, understanding inflation, the role of the economy and finance in daily life, how loans and banks work, and much more. We'll also address how to stay prepared for a recession, recognize the signs of an economic slowdown, and emphasize that personal finance is a duty, not a choice.
By the end of this course, you will:
Develop a solid framework for understanding the financial factors that shape your career, risk-taking capacity, and personal life.
Gain the ability to ask relevant questions based on your current responsibilities and stage of life.
Understand the importance of knowing how banks work for beginners in personal finance.
Learn how to manage your personal finances effectively and make informed decisions.
Please note that this course does not provide specific investment advice, product promotions, foolproof solutions to personal finance problems, stock or trading advice, or general rules or hacks applicable globally.
Drawing on the instructor's experiences from three recessions across two countries (the U.S. and India) and incorporating regular updates, you can trust that you're getting the most up-to-date and relevant information.
Enroll today and take control of your personal finances!
Top Questions Answered in this Course:
Are ESOPs the best way to get rich?
Who needs life insurance and why?
Why care about medical insurance?
How is inflation affecting my expenses?
What is the role of the economy and finance in daily life?
How are loans interrelated?
How do banks work as a business?
Who prints currency notes, and how does the government get its income?
How to stay prepared for a recession?
How to spot a recession based on interest rates and inflation?
Are recessions and slowdowns that rare?
Check out the course preview for more insights!
Students: Gain a framework for understanding the financial factors that shape your career.
Early-stage professionals: Build moats to increase risk-taking capacity and pursue dreams.
Sole breadwinners: Discover tools to amplify capacity without burning out.
Everyone: Understand that personal finance is a duty, not a choice.
Don't miss out on this opportunity to empower your financial decision-making. Enroll now!
Who this course is for:
- People from third world or developing countries planning to build a stable future and retirement corpus.
- Graduates or professionals trying to figure out ESOP or employee stock options
- Students looking forward to complete degree and start earning or planning to get higher education
- Early stage professionals understanding investments and taxes
- People planning to start family or get married in near future
- People planning to buy a car, home or take an expensive vacation
- Anyone interested in fundamental entities involved that affect personal finance
As a professional programmer with over 17 years of experience, I have a Master of Science degree in Electrical Engineering and a strong interest in Distributed Systems, Algorithms, Deep Learning, Performance, and Optimization. My journey as a programmer started during my school days with Logo software, continued with assembly, BASIC, and Pascal during high school, and concluded with interdisciplinary research as part of my M.S.
Currently, I am working on online education initiatives and have experience adapting to dynamic and versatile startup work environments. I am comfortable working with open problem assignments and operating in an intrapreneurial role. Additionally, I have built big data (Spark) and data science (TensorFlow) skills that overlap with my M.S. curriculum and programming work experience.
My thesis focused on a geographically distributed network of sensors synchronized with nanosecond precision, collecting data for a machine learning system to detect a cosmic event. I have extensive experience with Linux and C++ (familiar with C++14/17/20 features), and I enjoy exploring new languages and frameworks with the help of active developer communities, resourceful websites, public code repositories, and YouTube channels.
My interests span Deep Learning, Databases, Networking, Algorithms, Performance, Kubernetes, and Optimization.