A Card is Born: Beginners' Guide to Credit Cards

How Credit Can be a Hero and a Villain.
Rating: 3.4 out of 5 (26 ratings)
2,963 students
English [Auto]
A better informed perspective on credit and credit cards.


  • No prior knowledge or extra tools are required.


AROV's "Credit: Hero or Villain approach" teaches the fundamentals necessary for understanding the pros and cons of responsible credit card use. The class covers credit-related terminology; explores what to consider when taking on a credit card; distinguishes between simple and compound interest as well as fixed and variable rates; and takes a look at different sorts of credit cards available to the public.

Credit can be a slippery slope, and because many people lack basic financial guidance, it often leads to insurmountable debt for far too many people. Nowadays, across many cultures, a proven credit line is becoming a necessary component of building personal wealth. The great irony of the modern financial system is that you need credit to get credit, and proving you can manage credit is more valuable than showing you don't need credit. Confused? Many people are, thus why it is so important to figure out how the credit system works. Learn to utilize credit to your advantage and leverage it to build your financial profile rather than allowing it to entrap you in mountains of debt. If you don't know anything about how credit cards work, here is the first stop of your journey.

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*Live classes available for schools and private groups. Contact us at info@arov.org.  

Who this course is for:

  • Those interested in financial literacy and new to the world of credit.

Course content

1 section6 lectures30m total length
  • Introduction to Credit Cards
  • A Look at APR- Annual Percentage Rates
  • What's the Deal?: Simple vs. Compound Interest
  • Pot Luck: The Types of Credit Cards
  • The Good, The Bad, The Ugly: Benefits and Drawbacks of Credit
  • Test Your Knowledge!
    8 questions
  • An Intro to AROV


Become Your Dreams
AROV Education
  • 4.1 Instructor Rating
  • 172 Reviews
  • 12,110 Students
  • 13 Courses

AROV Education embraces the concept of self-actualization. Furthermore, we believe self-actualization can be achieved through focused planning, dynamic resilience, and unshakable determination. With this belief serving as the cornerstone of our philosophy, AROV Education seeks to help people proactively create the lives they wish to live, whether it be through teaching, coaching, tutoring, co-planning, guiding or otherwise serving our communities, in whatever way we can, to empower dreamers around the world to pursue their aspirations and fulfill their potential. We admire those who pursue ambition as if it is boundless and those who aspire to become the person they wish to be- their "best version of self". 

Our belief is that success is both self-defined and available to all; we wish to help people create opportunities that will lead them towards achieving their own personal success.

Our goal is to assist individuals in enhancing their lives, maximizing their potential, mastering their intentions and embracing their passions with a purpose.

Our hope is to positively contribute to society by offering knowledge, guidance, and inspiration to those who don't always have such access. 

Our dream to help others "become their dreams".

*For anyone who is truly interested in our classes but cannot afford the Udemy cost, please contact us.