A Card is Born: Beginners' Guide to Credit Cards

How Credit Can be a Hero and a Villain.
Rating: 3.5 out of 5 (23 ratings)
2,817 students
A Card is Born: Beginners' Guide to Credit Cards
Rating: 3.5 out of 5 (23 ratings)
2,817 students
A better informed perspective on credit and credit cards.


  • No prior knowledge or extra tools are required.


AROV's "Credit: Hero or Villain" teaches the fundamentals necessary for understanding the pros and cons of responsible credit card use. The class covers credit-related terminology; explores what to consider when taking on a credit card; distinguishes between simple and compound interest as well as fixed and variable rates; and takes a look at different sorts of credit cards available to the public. 

Audio updated!

*Live classes available for schools and private groups. Contact us at info@arov.org.  

Who this course is for:

  • Those interested in financial literacy and new to the world of credit.

Course content

1 section • 6 lectures • 30m total length
  • Introduction to Credit Cards
  • A Look at APR- Annual Percentage Rates
  • What's the Deal?: Simple vs. Compound Interest
  • Pot Luck: The Types of Credit Cards
  • The Good, The Bad, The Ugly: Benefits and Drawbacks of Credit
  • Test Your Knowledge!
    8 questions
  • An Intro to AROV


Become Your Dreams
AROV Education
  • 4.0 Instructor Rating
  • 148 Reviews
  • 11,491 Students
  • 12 Courses

AROV Education embraces the concept of self-actualization. Furthermore, we believe self-actualization can be achieved through focused planning, dynamic resilience, and unshakable determination. With this belief serving as the cornerstone of our philosophy, AROV Education seeks to help people proactively create the lives they wish to live, whether it be through teaching, coaching, tutoring, co-planning, guiding or otherwise serving our communities, in whatever way we can, to empower dreamers around the world to pursue their aspirations and fulfill their potential. We admire those who pursue ambition as if it is boundless and those who aspire to become the person they wish to be- their "best version of self". 

Our belief is that success is both self-defined and available to all; we wish to help people create opportunities that will lead them towards achieving their own personal success.

Our goal is to assist individuals in enhancing their lives, maximizing their potential, mastering their intentions and embracing their passions with a purpose.

Our hope is to positively contribute to society by offering knowledge, guidance, and inspiration to those who don't always have such access. 

Our dream to help others "become their dreams".

*For anyone who is truly interested in our classes but cannot afford the Udemy cost, please contact us.