ESTATE PLANNING

Identify and categorize assets into conventional, recent, and latent to guide your estate plan, detailing money, real estate, digital assets, and intellectual property while noting latent items and licenses.

Document liabilities and recurring expenses, including mortgage and vehicle loans, rent, utilities, health care costs, and the digital assets memorandum, to help the executor access critical obligations.

Identify financial, spending, and government accounts, including TFSA/IRA, RRSP, annuity, credit cards, PayPal, CRA/IRS, and digital assets memorandum essentials like accounts list and executor-friendly contact sheet.

Organize estate documents by assets, liabilities, and accounts, focusing on wills and powers of attorney. Compile financial records, contracts, communications, and a digital assets memorandum with secure passwords for executors.

Store digital estate information across local devices, service providers, and cloud storage with encrypted backups and off-site rotation; keep originals and copies of wills, powers of attorney, birth certificates.

Define the digital executor versus estate executor and outline their duties, including itemize assets, distributing digital records, transferring accounts to heirs, and memorializing you online.

Design a secure, practical digital estate plan by organizing start here notes, physical and offsite backups, and executor-friendly access with password guidance and accessible file locations.

Keep your digital estate plan, a living memorandum, current by updating accounts and passwords, including equity interests and partners, and test executor access to mirror a disaster recovery plan.