Essentials to buying a Flat UK 2021/22 home owner/investor

World of flats
Rating: 0.0 out of 5 (0 ratings)
102 students
English [Auto]

Essential information needed for buying a flat as a home owner, first time buyer or investor
Leasehold and Freehold implications and structure in all parts of the UK
Wishing to take advantage of the 5% deposit scheme
Service charges and Factoring company operations in the UK and Gibraltar
Mortgage lending with banks, brokers and Stamp duty information for flats 2021
Ground rent terms and payments and covenants in all flats in the UK
How to avoid pitfalls when buying and safeguard yourself saving £1000's
A basic legal understanding of what you can be bound by before you buy!


  • no


Buying a flat is a fabulous decision to make, regardless of whether your purchasing as a first time buyer, a mid life professional, a retired person a second home. or investor.  Trainee estate agents and property professional can also benefit from this course, as it will provide an insight into this area of the property world.  However, flat buying is far from simple as there are many important factors in the process which must be taken into consideration, that  can effect the ownership! This course will give you the knowledge to make an informed decision so that you can buy with confidence, and could help you save a considerable amount of  financial burdens, which you are legally bound!  The implications of buying a flat are so different to buying a house,  and not knowing what you are buying, and realizing after you have bought can be truly a daunting prospect!   Budgeting as well for a flat in the buying process and living costs after you have bought has also to be factored in.  The fact is so many flat  buyers do get it wrong, so by taking this course, it will enlighten you  whether to buy a flat and when you are searching the market, you'll  know what's a good buy and what's  not a good buy. The value of this course to any one who sits it is knowledge of the course author who has much  experience gained over the last 20 plus years.

Who this course is for:

  • First time buyers, potential investors , retirees, estate and letting agent trainees, home owners
  • Students in property management, Professional courses or degrees
  • First time buyers of flats
  • Professionals looking for a flat
  • Anybody looking for an investment flat
  • People taking advantage of the new 5% deposit scheme 2021
  • People taking advantage of the stamp duty holiday
  • Anybody wishing to know about flat buying and the process
  • People who want to downsize to a flat and want a general understanding of ownership


Flat buyer and property investor
James Middleton
  • -- Instructor Rating
  • -- Reviews
  • 102 Students
  • 1 Course

Hi Everyone! My name is James, and I decided to write a course about buying and owning a flat as I know that there are so many would be buyers who fall foul of the buying and ownership  process.

I have bought, sold, and rented out flats as a landlord for the last 20 plus years in the UK, Gibraltar and mainland  Europe and experienced, so many areas which are included in the course, and many that aren't but those will be for a more specialist course.

I have  also worked in real estate,  and secured lending on flats so I  know what mortgage companies require when you go to buy a flat. I have as saying, fore- warned is fore-armed, and with my expertise in this area, I will pass onto you as my student the benefit of all this experience to help you realize your goal of buying a flat, or even just to learn about the essentials  of buying and owning a flat.