Diploma Course in Finance and Financial Management

Explore how banks provide safety and convenience for funds, earn interest on deposits, and offer access to credit and loans.

Learn how banks earn by charging higher loan interest than deposits, creating the net interest margin, and by non-interest income from fees like credit cards and wire transfers.

Explore common bank accounts: savings, current (checking), recurring deposit, and fixed deposit, and learn which fits personal or business needs, including the audit trail and tax implications for account use.

Explore common banking terms such as repo rate, reverse repo, reserve ratio, collateral, fixed and floating rates, credit scores, HNI, NPAs, and KYC.

Understand accounting as identifying, measuring, recording, and communicating business transactions to users, and examine its three branches: financial accounting, cost accounting, and management accounting and their purposes.

Master cash flow classification by examining operating, investing, and financing activities, including working capital, with examples like salaries, capex, loans, and dividends.

Learn about the four core financial statements: the balance sheet, income statement, cash flow statement, and the statement of equity, and how they show assets, liabilities, equity, profitability, and cash flows.

Explain cash versus accrual accounting, including when revenue and expenses are recorded, and how this impacts taxes, cash flow, and long-term financial reporting, with gym examples.

Compare GAAP and IFRS, detailing rules-based versus principles-based frameworks, historical cost versus fair value asset valuation, and the impact of FIFO and LIFO inventory methods.

Explore the balance sheet, assets, liabilities, and equity, and the accounting equation that balances at a point in time, with examples of working capital and accounts payable and receivable.

Explore assets, owned or controlled, and their classification into current and non-current. Learn examples like cash, inventories, receivables, fixed assets, and intangible assets, with depreciation and amortization explained.

Identify liabilities as obligations or debts and creditors' claims on assets, and distinguish current liabilities from non-current liabilities, including bank overdraft, trade payables, and long-term borrowings.

Explore equity as shareholders' funds and understand share capital, including shares issued for subscription or non-cash consideration. Examine reserves, retained earnings, share warrants, and share application money pending allotment.

Understand the income statement, or profit and loss report (PNL), and its key terms: revenue from operations, cost of goods sold, gross profit, operating income, and net income.

Understand the cash flow statement, its inflows and outflows of cash and cash equivalents, and how receipts and payments reveal a company's short-term viability.

Learn direct and indirect methods for the cash flow statement, using direct cash records or income statement and balance sheet adjustments to determine operating, investing, and financing activities.

Understand capital structure by balancing equity and debt to fund growth, and see how financial leverage affects ownership, risk, and cash flow through debt and interest in this diploma course.

Explore the time value of money by comparing present and future value, and distinguishing simple from compound interest. Learn PV and FV formulas, compounding frequency, and Excel FV calculations.

Explore annuity concepts as a stream of constant cash flows at regular intervals and compute their future value using the formula F(n) = a[(1+r)^n - 1]/r, with a, r, and n.

Explore the meaning of inflation and how the consumer price index measures the inflation rate. Understand how rising prices affect purchasing power, savers, and borrowers.

Explore remedies to inflation by understanding how central banks and governments curb money supply, raise interest rates, and use fiscal measures, taxes, and subsidies to ease pressures.

Explore how financial markets facilitate buying and selling assets, mobilize savings, and provide liquidity through exchange trading online or over-the-counter.

Explore main financial market types: capital markets (stocks, bonds), money markets, commodity markets, derivatives (forwards, futures, options, swaps), forex, and cryptocurrency.

Explore capital markets for long-term funds, including stock and bond markets, and understand primary markets for new issues, underwriting, and prospectuses, plus secondary markets where existing securities trade.

Explore the money market, a short-term, up to one-year, highly liquid market for low-risk instruments issued by corporates and governments, including treasury bills and commercial paper.

Discover how the stock exchange enables buying and selling of shares and bonds, provides liquidity and capital allocation, and introduces bull and bear markets, short selling, and mutual funds.