
Introduction to 12 Steps to Financial Freedom.
Our session today is about barriers. The goal of this session is to admit that we have financial challenges and discovering the barriers that must be removed in order to reach our financial target.
Memory Verse: “The rich rule over the poor, and the borrower is slave to the lender” (Proverbs 22:7, NIV)
Commitment #1: I will open an account that I do not currently have (circle all that apply):
1. Bank or credit union checking account
2. Bank or credit union savings account
3. Investment account
4. Retirement account
5. College savings account
Commitment #2: I will list three to five challenges I have had in the area of finances.
Commitment #3: I will name at least three financial goals I have:
Commitment #4: I am proud of these financial actions I have taken.
Commitment #5: I will identify and invite someone to join me in my dfree® journey.
Commitment #6: I will join the dfree® Billion Dollar Challenge (www.billiondollarpaydown. com) and set my personal debt reduction goals.
Dear dfree® Academy Partner,
Welcome to the dfree® Online Academy! I am excited that you have decided to achieve your financial freedom.
Before you get started here, I invite you to visit our website to learn more about our new and improved Online Academy and the dynamic course content we offer. Everything is free!
The dfree® Academy was created to offer you a convenient way to take dfree® courses, in an effort to equip you with practical approaches and values-based principles that will shift you toward financial freedom. This course is offered entirely online, which means that you simply need access to a computer, tablet or smartphone and internet access to complete any portion of it. You also need a copy of the dfree® books: Say Yes to No Debt: 12 Steps to Financial Freedom and dfree® Lifestyle: 12 Steps to Financial Freedom Workbook to follow along with the lessons that coincide with each video. After purchasing the books, available via the dfree® website, there are no charges. The course is FREE!
My goal is to help you experience a dramatic transformation in your lifestyle so that you will be better able to use your money to reach your life’s goals, including giving back to others.
I'm glad you've decided to take an important step in your dfree® journey. Now let's begin.
Sincerely,
DeForest B. Soaries, Jr.