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Credit Repair For Beginners | Basics Of Credit Repair
Highest Rated
Rating: 4.7 out of 5(131 ratings)
6,169 students

Credit Repair For Beginners | Basics Of Credit Repair

Understanding the foundation of credit repair
Last updated 11/2024
English
English [Auto],

What you'll learn

  • Learners will be able to fully understand what is credit.
  • Learners will be able to identify the different types of credit, their associated risks and benefits, and how to choose the best option for their personal fi
  • Learners will understand the basics of credit scores and be able to determine their current credit score.
  • 3. Learners will be able to accurately read credit reports and identify and address any errors or issues.

Course content

3 sections11 lectures1h 14m total length
  • Diving Into Credit PT19:46

    Explore the basics of credit and the credit score, including payment history, types of credit, length of history, and inquiries, plus debt to income and paying balances in full.

  • Diving Into Credit PT25:00

    Learn the basics of credit repair by exploring secondary credit reporting agencies, the CFPB, and the big three (Experian, TransUnion, Equifax), plus how to obtain your annual credit report.

  • Diving Into Credit PT35:00

    Identify which agencies and bureaus—TransUnion, Equifax, Experian—hold your information, and learn why freezing these records matters and how to freeze TeleTrack and other sources to support disputes.

  • Diving Into Credit PT45:00

    Freeze your credit reports with CoreLogic, LexisNexis, and Sage Stream, then use IdentityIQ for alerts and monthly reports to monitor and dispute.

  • Diving Into Credit PT518:31

    Freeze secondary credit agencies and update your personal information to keep your profile accurate. Use credit monitoring, like Identity IQ, to track progress and learn dispute steps to remove inaccuracies.

Requirements

  • No Requirements

Description

This beginner’s credit course is designed to provide an introduction to the basics of credit and credit management. The course will cover topics such as understanding credit scores, the differences between secured and unsecured loans, the importance of tracking credit utilization, and the process of applying for a loan. Students will learn how to build and maintain a good credit rating, how to use credit responsibly, the importance of budgeting and financial planning, and how to protect their credit from identity theft. At the end of the course, students will have a better understanding of the credit system, how to use credit wisely, and how to make informed decisions when it comes to credit. They will also learn about the different types of loans, the interest rates, and the repayment terms associated with each type. Additionally, students will learn how to identify and avoid common pitfalls when applying for credit, such as applying for too much credit or taking out loans they cannot afford. Overall, this course is designed to provide students with the knowledge and skills necessary to make informed decisions regarding credit and credit management. By the end of the course, students should have a better understanding of the basics of credit and how to use credit responsibly. This course is perfect for those who are new to the credit world and want to learn the basics in a short amount of time.

Who this course is for:

  • This Course is for beginners