Credit Rating by Rating Agencies (Part 1)
What you'll learn
- Basics of Credit Rating
- Credit Risk Management
Requirements
- Basic knowledge of Banking Credit
Description
Welcome to your course Credit Rating by Rating Agencies (Part 1)
Credit Rating is a quantified assessment of credit worthiness of borrower and it is assessed by Independent agencies called as Credit Rating Agencies. It is a detailed and systematic process involving various quantitative and qualitative analysis of rated entities. This rating will be carried out by Team comprising Credit Analysts and it will be put up to Rating Committee for approval.
Credit Rating helps rated entity to raise funds from the market / lenders and it also helps the investors / lenders to take a decision whether to invest / lend to that rated entity or not.
By taking up this course, you will get to learn
What is Credit Rating?
Important Factors related to Credit Rating
Objectives of Credit Rating
Types of Credit Rating
Uses of Credit Rating
Credit Rating Process
Factors affecting Credit Rating
Strengths & Weakness of Credit Rating
Importance of Credit Rating
Risks associated with Credit Rating
Credit Rating Agencies in India and Abroad
Different types of Ratings
Internal & External Credit Rating
Credit Information Company
Difference between Credit Rating Agency & Credit Information Company
What is Credit Risk?
Probability of Default (PD)
Exposure at Default (EAD)
Loss Given Default & Recovery Rate
Expected & Unexpected Loss
Regulatory & Economic Capital
This course is structured in self paced learning style. Use you headsets for effective listening and keep taking notes while listening to the lectures.
See you inside the course!
Who this course is for:
- Banking Executives
- Credit Analysts
- Finance Analysts
- Credit Officers
- Credit Managers
Instructor
![Raja Natarajan, B.Com., PGDBA, FCA](data:image/svg+xml,%3Csvg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 64 64"%3E%3C/svg%3E){kind=avatar}
- 4.3 Instructor Rating
- 14,117 Reviews
- 214,213 Students
- 108 Courses
I am a Chartered Accountant with tonnes of passion for teaching.
I teach Financial Management & Strategic Financial Management for Chartered Accountancy, Cost and Management Accountancy and Company Secretary students in Ernakulam, India. I also hold Post Graduate Diploma in Business Administration in Finance from Symbiosis, Pune and Bachelors in Commerce, from Loyola College, Chennai.
I worked in State Bank of India as Assistant Vice President - Credit for a period of four years after which i started my Chartered Accountancy Practice. During the stint in State Bank of India, I worked on credit proposals of Mid Corporate Units and gained good experience in Financial Analysis, Risk Assessment, Viability Study, Evaluating business models, Project Finance, Working Capital Management, etc.
I conduct work shops for Entrepreneurs, Chartered Accountancy / Cost and Management Accountancy Students on the topics like Project Finance, Credit Risk Assessment, Entrepreneurship Development, Finance for Non Finance Executives, etc.
I love teaching and i want fundamentals of accounting and finance to reach students and so i am here.