Complete EMV Cards and Payments Training Course

Name: Complete EMV Cards and Payments Training Course
Rating: 4.5 (443 reviews)

An Insight into EMV Cards and Payments

Role Play

Highest Rated

Created byICMI LEARNING

Last updated 6/2026

English

What you'll learn

Understand the basics of EMV technology, including how it works and why it's important for payment security.
Understand the interaction between card and terminals
EMV Transaction Flow
EMV Migration Impacts
Benefits of EMV to issuers, merchants, acquirer
Security mechanism of EMV
Compare EMV alternatives for authentication and authorization
Assess an EMV transaction log and fix common errors
Gain an in-depth understanding of the various types of EMV cards, including contact, contactless, and dual-interface cards.
Stay up-to-date on the latest advancements in EMV technology and payment security, so you can ensure your business stays ahead of the curve.

Course content

18 sections • 50 lectures • 2h 56m total length

Introduction1:54
Explore EMV, the global standard for card payments that uses embedded microchips to secure transactions and reduce fraud. Understand how EMV adoption reshapes payment security and technology.
The EMV Company and Specifications9:46
Understand EMVCo governance and multi-level specifications, from ISO 7816 to EMV level one and EMV level two, plus network level protocols for interoperable chip card payments, including contactless and mobile.
Segregation of EMV standards and technologies1:26
Adoption of EMV The Statistics2:06
Emv adoption continues to grow, with chip cards now accounting for about 92% of card-present transactions globally, and near 99% in Africa and the Middle East.
Why not magnetic3:31
Compare emv chip cards with magnetic stripes, showing how dynamic transaction codes, larger data storage, and streamlined issuer approvals enhance security and efficiency.
Additional benefits of using an EMV chip card2:41
Explore the additional benefits of EMV chip cards, including flexible designs and stronger security. They enable offline transactions, issuer and acquirer risk controls, and robust authentication through cryptographic techniques.

Role of EMVCo and International payment networks2:24
Understand EMVCo's role in setting chip-based payment standards and how international networks implement and enforce these specifications for secure, interoperable transactions worldwide.
Functions of payment networks in transaction processing12:02
Explore how payment networks route payments from acquirers to issuers, manage settlement and fraud risk with dynamic authentication, CVMs, monitoring, and fraud scores, and offer gateway, step, and controls services.

EMV card structure3:52
Tracks of magnetic3:50
Fields present in Track 15:30
Explore the 13 fields of track one in magstripe cards, including the pan, cardholder name, expiration date, service code, and the LRC.
Fields present in Track 2 & Track 33:14
Explore track two fields, including pan, service code, and expiration date. Note pin verification data, discretionary data, start/end sentinels, lrc; track three read-write capabilities and no standard data content.
Field- Service code4:05

Characteristics of EMV chip cards3:03
Types of chip card-based on data transmission1:57
Explore chip card data transmission methods, including contact, contactless, and dual interface, and see how RF communication transmits data within a range of around four centimeters to the terminal.
Types of chip card- Physical characteristics3:24
Types of chip card-Electrical characteristics1:46
Explore ICC electrical characteristics, including 0–50°C operation and voltage for three operating classes. Note 55 milliamps current; ISO 7816 defines physical characteristics, while ISO 14 443 covers contactless RF communications.
Contactless communications2:15
Explore contactless communications in EMV payments, comparing NFC and RFID data transmission, their one-way versus two-way capabilities, ranges, ISO standards, and smartphone payment via NFC.
Chip Software2:41
Payment application structure2:15

EMV Testing and certification process6:20
Explore the EMV testing and certification process, including pre certification, card type approval, personalization, validation, security evaluation, and certification, ensuring interoperability with terminals and strong security.
Summary3:39
Finalize card specifications, complete card application approvals, validate personalization, and mass produce EMV-compliant cards that meet ISO standards, payment network rules, and country and currency codes.

Card personalization3:30
Issuer models2:34
Explore EMV issuer models, from data preparation and public key certificate to card personalization, including basic, full EMV, and instant issue approaches for issuing blank cards.
Methods for card personalization2:33
Compare direct and indirect emv card personalization methods, detailing data loading via the data preparation system, apdu commands, and security zones defined by ISO 78164.

Requirements

No prior knowledge is required.

Description

Complete EMV Cards and Payments Training Course

In today's rapidly evolving payment industry, staying up-to-date with the latest technology is essential for success. Our course on EMV chip cards provides students with a valuable opportunity to gain the knowledge and skills they need to excel in future jobs.

By enrolling in our course, you'll learn all about the specifications of EMV Company and the segregation of EMV standards and technologies, giving you a deep understanding of the foundations of the payment industry. You'll also gain insight into the latest trends, such as the statistics on the adoption of EMV and why magnetic stripe cards are being phased out in favor of chip cards, as well as the benefits of chip cards for security and fraud prevention.

In addition, our course covers the transaction processing involved in EMV transactions, the role of EMVCo and international payment networks, and how authentication and authorization function in EMV transactions. You'll also learn about the characteristics of chip cards, the chip software, and the process of EMV testing and certification, all of which are essential for a career in the payment industry.

Furthermore, card personalization and the various approaches taken to issuing EMV chip cards are also covered in our course, giving you a well-rounded understanding of the industry.

Don't miss out on this opportunity to gain valuable knowledge and skills that will give you a competitive edge in future jobs. Enroll in our EMV chip card course today and set yourself up for success.

Who this course is for:

Bank employees responsible for transaction process
Technical staff, IT professionals, technical managers
Security team members
Sales and marketing team
Fraud monitoring staff
EMV Project Managers, Business Analyst

Complete EMV Cards and Payments Training Course

What you'll learn

Explore related topics

Course content

Introduction6 lectures • 21min

Transaction processing through magnetic stripe cards and EMV chip cards1 lecture • 4min

Processes for securing a transaction with an EMV card1 lecture • 5min

Role of EMVCo and International payment networks2 lectures • 14min

Basic segregation of EMV transactions2 lectures • 12min

EMV card structure5 lectures • 21min

Characteristics of EMV chip cards7 lectures • 17min

EMV Testing and certification process2 lectures • 10min

Card personalization3 lectures • 9min

The personalization device, store data command, and data grouping2 lectures • 5min

Requirements

Description

Who this course is for: