Financial Analysis, Term Loan Appraisal & Working Capital

Name: Financial Analysis, Term Loan Appraisal & Working Capital
Rating: 4.4 (214 reviews)

Guide to Certified Credit Professional Course Exam of IIBF to become Credit Officer - Part 2/4

Created byRaja Natarajan, B.Com., PGDBA, FCA

Last updated 6/2021

English

What you'll learn

Module B & C of Certified Credit Professional Course
Analysis of Financial Statements
Balance Sheet
Statement of Profit and Loss
Financial Ratio Analysis
Cash Flow Analysis
Fund Flow Analysis
Term Loan Appraisal
Working Capital Management

Course content

8 sections • 157 lectures • 14h 41m total length

Financial Statements5:27
Income Statement and Balance Sheet14:54
Sources and Uses of Funds14:24
Financial Statement Making Process7:01
Difference between Income, Liability, Expense and Assets5:27

General Instructions - Financial Statements - Schedule III of Companies Act 20139:32
General Instructions related to Assets and Liabilities4:43
General Instructions related to Share Capital5:44
General Instructions related to Reserves and Surplus2:38
GI General Instructions related to Long Term Borrowings4:38
General Instructions related to Long Term Provision0:57
General Instructions related to Short Term Borrowings1:46
General Instructions related to Other Current Liabilities5:39
Balance sheet format12:45
Tangible assets2:49
Intangible Assets2:35
Non Current Invt4:22
Other NCA2:01
Long term LA3:45
Inventories1:08
Trade Receivables1:51
Cash and CE2:37
Cont liab and commitment2:44
Short term LA1:28
PL Format9:57
GI PL6:53

Introduction to Ratio Analysis (Talking Head)3:46
Classification of Ratio (Talking Head)1:13
Introduction to Liquidity Ratio (Talking Head)2:58
Classification of Liquidity Ratio (Talking Head)1:14
Current Ratio (Talking Head)7:16
Quick Ratio (Talking Head)7:32
Ideal Current Ratio and Quick Ratio (Talking Head)4:20
Absolute liquidity Ratio (Talking Head)1:08
Basic Defense interval Ratio (Talking Head)1:59
Capital Structure Ratios (Talking Head )7:44
Turn over Ratio (Talking Head )14:37
Inventory Turn over Ratio (Talking Head )6:39
Debtors Turn over Ratio (Talking Head)3:20
Creditors Turn over Ratio (Talking Head)4:09
Inventory Holding Period (Talking Head)5:50
Debtors Collection Period (Talking Head)5:33
Creditors Payment Period (Talking Head)3:19
Case Study 1 Ratio Analysis (Talking Head)14:22
Case Study 2 Ratio Analysis (Talking Head)15:14
Case Study 3 Ratio Analysis (Talking Head)10:57
Case Study 4 Ratio Analysis (Talking Head)28:43
Debt Service Coverage Ratio (Talking Head)9:39
Interest Coverage Ratio (Talking Head)4:46
Preference Dividend Coverage Ratio (Talking Head)0:55
Capital Gearing Ratio (Talking Head)3:49
Profitability Ratio (Talking Head)1:40
General Profitability Ratio (Talking Head)9:22
Return on Investment Ratios (Talking Head)10:57
Various Ratio for Equity Share holders (Talking Head)13:48
Market Value Ratios (Talking Head)10:54
Summary and limitation of Ratio Analysis (Talking Head)5:47

Introduction to Fund Flow Analysis (Talking Head)3:29
Importance of Fund Flow Analysis (Talking Head)12:27
Fund Flow Through some Numbers (Talking Head)7:30
Fund Flow Through Digram (Talking Head)4:41
How to identify long term Sources and Uses (Talking Head)4:39
Example of Long Term Source And Uses (Talking Head)4:24
Standard Format of Fund Flow Statement (Talking Head)11:35
Fund Flow Analysis Case Study2:17
Fund Flow Statement Analysis of Real Case6:58

Introduction to Term Loan Appraisal11:25
What is TEV Study?3:05
Technical Viability of Project4:07
Financial Viability of Project7:06
Economic Viability of Project1:29
Commercial Viability of Project0:51
Managerial aspects of Project2:57
Compliance aspects of Project1:40
Cost of Project and Means of Finance under Term Loan Appraisal5:34
Land Cost and related inputs under cost of Project - Term Loan Appraisal8:33
Building Cost and related inputs under cost of Project -Term Loan Appraisal2:29
Plant and Machinery Cost and related inputs under cost of Project -Term Loan App6:58
Technical Know how and related inputs under cost of Project -Term Loan Appraisal1:49
Preliminary Expenses and related inputs under cost of Project -Term Loan Apprais1:14
Pre-operative Expenses and related inputs under cost of Project -Term Loan Appra1:52
Provision for Contingencies and related inputs under cost of Project -Term Loan4:37
Working Capital Margin and related inputs under cost of Project -Term Loan Appra5:48
General aspects related to estimation of Cost of Project - Term Loan Appraisal5:00
Introduction of Sources of Finance - Term Loan Appraisal1:37
Share Capital as source of Finance - Term Loan Appraisal2:34
Internal Accruals as source of Finance - Term Loan Appraisal4:22
Subsidies as source of Finance - Term Loan Appraisal5:26
Debenture as source of Finance - Term Loan Appraisal3:09
Term Loan as source of Finance - Term Loan Appraisal2:59
Unsecured Loans as source of Finance - Term Loan Appraisal2:20
Project Implementation Schedule1:50
Production Factors - Term Loan Appraisal2:27
Manufacturing Process - Term Loan Appraisal1:42
Other Production Factors - Term Loan Appraisal3:26
Analysis of DSCR (Gross Average & Net Average)15:00
Analysis of DSCR 2 (Gross Average & Net Average)6:29
Break Even Analysis in Term Loan Appraisal8:30
Break Even Analysis Case 1 in Term Loan Appraisal8:32
Break Even Analysis Case 2 in Term Loan Appraisal15:26
Sensitivity Analysis in Term Loan Appraisal6:42
Sensitivity Analysis Sales Drop Testing Case 1 in Term Loan Appraisal6:45
Sensitivity Analysis Variable Cost Increase Testing Case 2 in Term Loan Appraisa3:02
Sensitivity Analysis Material Cost Increase Testing Case 3 in Term Loan Appraisa2:11
Sensitivity Analysis DSCR Testing Case 4 in Term Loan Appraisal10:57
Payback period - Talking Head4:20
PayBack Period Case Study 1 - Taking Head4:08
PayBack Period Case Study 2 - Taking Head8:39
Accounting Rate of Return (Talking Head)3:03
Accounting Rate of Return (PPT Based)4:10
Introduction to Time Value of Money2:54
Concepts Related To Time Value Of Money (Talking Head)1:37
Future Value of Single Cash Flow (Simple Interest & Compound Interest)8:21
Compound Value and Interest (Talking Head)4:31
Present Value Formula3:34
Case 1 Present Value (Talking Head)4:32
Case 2 Present Value (Talking Head)1:45
Introduction to NPV (Talking Head)6:44
Case Study 1 NPV (Talking Head)6:48
Case Study 2 NPV (Talking Head)3:39
Case Study 3 NPV (Talking Head)8:10
Profitability Index Method (Talking Head)7:51
Case Study 1 Profitability Index (Talking Head)11:26
Introduction to Internal Rate of Return (Talking Head)9:59
How to find IRR (Talking Head)10:06
Case Study 1 IRR (Talking Head)13:08
Case Study 2 IRR (Talking Head)11:19

Introduction to Working Capital Management (Talking Head)14:59
Working Capital Introduction (Talking Head)14:16
Importance of Adequate Working Capital (Talking Head)1:02
Optimum Working capital (Talking Head)1:31
Working Capital Cycle (Talking Head)4:07
Holding Period Computation (Talking Head)1:44
Working Capital Loans3:08
Working Capital Cycle6:05
Tandon Committee Recommendations on Working Capital Assessment8:33
Review of Assessed Bank Finance8:36
Working Capital Cycle Explanation8:01
Working Capital Cycle Analysis5:20
Assessment of CC Book Debts5:53
Assessment of Letter of Credit Limit4:18

What and Why of Non Fund Based Credit Facilities?3:26
Letter of Credit4:04
Documents involved in Letter of Credit3:34
Types of Letter of Credit3:24
General aspects related to LC2:25
Assessment of Letter of Credit2:05
What is Bank Guarantee?3:11
Types of Bank Guarantee5:11
Bid Bond Guarantee1:22
Advance Payment Guarantee0:35
Appraisal and Assessement o BG Limits6:24
What is Bid Bond Guarantee?1:52
Maintenance bond / guarantee1:11
What is Retention Money Guarantee?1:45
What is Advance payment Guarantee?1:29

Requirements

Basic knowledge of Banking

Description

Welcome to this course Financial Analysis, Term Loan Appraisal & Working Capital

Reserve Bank of India makes it necessary for Bank Employees involved in specialised job like Credit Administration to undergo Certification Program Certified Credit Professional offered by IIBF before April 1, 2018. This is necessitated to improve Bank's Man Power Capacity in step with recommendations put forward by 'Committee on Capacity Building' .

This course is an Unofficial Guide to 'Certified Credit Professional Course of IIBF'. I have created lectures to discuss topic by topic of Module B & C of said course as follows

Analysis of Financial Statements
Balance Sheet
Statement of Profit and Loss
Cash Flow Analysis
Fund Flow Analysis
Ratio Analysis
Term Loan Appraisal
Working Capital Management

My experience as Team Leader, Credit Processing Cell in Mid Corporate Group of State Bank of India helped me a lot to deliver lectures with practical insights. Other modules were published as separate courses.

This is a self paced learning course. Use your headsets for effective listening.

See you inside the course.

Who this course is for:

Credit Analysts
Credit Analysts
Chartered Accountants
Banking Consultants
Project Finance Consultants
Banking Executives

Financial Analysis, Term Loan Appraisal & Working Capital

What you'll learn

Explore related topics

Course content

Analysis of Financial Statements - Basics5 lectures • 47min

Analysis of Financial Statements - Structure / Format21 lectures • 1hr 31min

Analysis of Financial Statements - Ratios31 lectures • 3hr 44min

Fund Flow Analysis9 lectures • 58min

Project Appraisal / Term Loan Appraisal61 lectures • 5hr 33min

Working Capital Assessment14 lectures • 1hr 28min

Non Fund Based Credit Facilities15 lectures • 42min

Last Section1 lecture • 1min

Requirements

Description

Who this course is for: