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Get Credit for Your EIN That's Not Linked to Your SSN
Highest Rated
Rating: 4.6 out of 5(407 ratings)
2,304 students

Get Credit for Your EIN That's Not Linked to Your SSN

How to Get Credit for Your Business Regardless of Cash Flow, Consumer Credit Quality, or Collateral
Created byTy Crandall
Last updated 12/2016
English

What you'll learn

  • At the end of this course students will be able to setup their business credibly to meet lender and credit issuer guidelines.
  • At the end of this course students will be able to obtain and navigate their business credit reports.
  • At the end of this course students will be able to build their initial business credit reports using vendor accounts.
  • At the end of this course students will be able to obtain high-limit revolving store and fleet credit cards.

Course content

1 section15 lectures1h 26m total length
  • What is Business Credit and How it Works3:39

    Lenders and credit issuers all have a secret set of standards you must meet to be approved for credit and financing.  In this lecture we discuss this criteria, and outline the credibility points you must meet to get approved for business credit cards and loans. By understanding what credit issuers and lenders are looking for before you apply, you can meet this criteria to have the best chance of getting approved.

  • Business Credit Benefits6:06

    In this lecture we talk more about the multitude of benefits having business credit provides you and your company.

  • Business Credit Benefits Part 26:51

    In this lecture we talk more about the multitude of benefits having business credit provides you and your company.

  • Establishing Your Business Credibility6:45

    Lenders and credit issuers all have a secret set of standards you must meet to be approved for credit and financing.  In this lecture we discuss this criteria, and outline the credibility points you must meet to get approved for business credit cards and loans. By understanding what credit issuers and lenders are looking for before you apply, you can meet this criteria to have the best chance of getting approved.

  • Establishing Your Business Credibility Part 26:24

    Lenders and credit issuers all have a secret set of standards you must meet to be approved for credit and financing.  In this lecture we discuss this criteria, and outline the credibility points you must meet to get approved for business credit cards and loans. By understanding what credit issuers and lenders are looking for before you apply, you can meet this criteria to have the best chance of getting approved.  In this lecture we talk more about how to setup your business credibly.  

  • Establishing Your Business Credibility Part 36:12

    Lenders and credit issuers all have a secret set of standards you must meet to be approved for credit and financing.  In this lecture we discuss this criteria, and outline the credibility points you must meet to get approved for business credit cards and loans. By understanding what credit issuers and lenders are looking for before you apply, you can meet this criteria to have the best chance of getting approved.  In this lecture we talk more about how to setup your business credibly.  

  • Getting to Know the Business Credit Reporting Agencies6:07

    Business credit reports are provided by Dun & Bradstreet, Experian Commercial, and Equifax Commercial. In this lecture we discuss how you can get setup with all three business reporting agencies. 

  • Getting to Know the Business Credit Reporting Agencies5:21

    Business credit reports are provided by Dun & Bradstreet, Experian Commercial, and Equifax Commercial. In this lecture we discuss how you can get setup with all three business reporting agencies. 

  • Getting Your Business Credit Reports8:02

    Business credit reports are provided by Dun & Bradstreet, Experian Commercial, and Equifax Commercial. In this lecture we discuss how you can get setup with all three business reporting agencies. We also discuss how to obtain your free D-U-N-S number with Dun & Bradstreet. We also review how you can fix errors on your business credit reports.

  • Setting Up Your Initial Business Credit6:26
  • Setting Up Your Initial Business Credit Part 25:06

    True business credit can be obtained regardless of personal credit because there is no personal credit check. This credit is linked to your EIN and not your SSN, so there is also no personal liability.  During this lecture we discuss more about how you can get your initial credit that reports to the business credit reporting agencies even when you have no prior business credit established.  

  • Setting Up Your Initial Business Credit Part 33:40

    True business credit can be obtained regardless of personal credit because there is no personal credit check. This credit is linked to your EIN and not your SSN, so there is also no personal liability.  During this lecture we discuss more about how you can get your initial credit that reports to the business credit reporting agencies even when you have no prior business credit established.  

  • Obtaining Revolving Credit Cards4:01

    Once you have established your initial business credit profile and score you'll be able to get approved for revolving store, fleet, and cash credit cards.  During this lecture we map out the exact process for you to secure high-limit revolving credit cards with most major retail stores as well as fleet and cash credit.

  • Obtaining Revolving Credit Cards Part 25:49

    Once you have established your initial business credit profile and score you'll be able to get approved for revolving store, fleet, and cash credit cards.  During this lecture we map out in more details the exact process for you to secure high-limit revolving credit cards with most major retail stores as well as fleet and cash credit.

  • Obtaining Revolving Credit Cards Part 36:26

    Once you have established your initial business credit profile and score you'll be able to get approved for revolving store, fleet, and cash credit cards.  During this lecture we map out in more details the exact process for you to secure high-limit revolving credit cards with most major retail stores as well as fleet and cash credit.

Requirements

  • You should have the ability to watch and hear videos.
  • You should have a general interest in owning and operating a business.

Description

Did you know that your business has its own credit report?  This credit report that's linked to your business EIN number is not linked to your consumer credit report or your SSN.  Business credit can be obtained without you providing your SSN on the credit application, so your consumer credit quality isn't a factor in approval. And you're not personally liable for the business credit you can obtain.  

The quality of your business credit will determine if you'll get approved for business loans, the amount you'll be approved for, and the terms you'll pay.  Anybody who wants to can see your business credit including your competitors, prospects, and clients, so it's essential you manage your business credit wisely.  

Not only does business credit seperate your business and personal liability, but it's also one of the only ways you can obtain funding for your business if you have consumer credit issues, don't have collateral, and regardless of your collateral.

This course maps out all you'll want and need to know to get credit for your EIN that's not linked to your SSN.

Who this course is for:

  • This course is for anyone looking to start a business.
  • This course is for anyone who is looking to obtain credit and cash to start their business.
  • This course is for someone who may have personal credit issues and would like to still be able to obtain credit for their business.
  • This course is for existing business owners who are looking to obtain money to grow.
  • This course is for a business owner who is looking to truly separate personal and business liability.