Basic Personal Finance Masterclass

We'll discuss why having financial goals is the most important step in becoming financially literate

You'll learn how to use the S.M.A.R.T. goal setting method to set your short term and long term financial goals

We'll discuss an emergency fund:  what it's for and how much you should save.

Learn why it's important to save three to six months for expenses, and how much you should save depending on your job

In this module, we'll talk about other financial goals you might have

You'll learn about disposable income and what it can be used for

Learn what zero based budgeting is, a technique from financial guru Dave Ramsey, and how you can use it with your own expenses

See a real world example of how to do zero based budgeting

The link and instructions to create a copy of the Budget Sheet used in the class

A key element in zero based budgeting is using the envelope system.  Learn how to use it to your advantage and the philosophy behind it

Using a visual based budget tracker for your expenses

We discuss the importance of savings and why we should save

In this module, we'll cover a couple of tips that will help you to save

In this module, we'll cover the three types of debt

Learn how to use the snowball effect to pay off your debt quicker

Find out how your budget sheet can help you reduce your debt

Understand the three most common types of credit

Understand what credit cards are, how they work, and ways to use them to your advantage

In this module, you'll learn what your credit score is and how you can use it

We'll give you seven strategies on how you can fix your credit and raise your credit score

Once you've raised your credit score, learn how to maintain it

Learn about the basics of investing

Get a variety of tips on how to invest successfully

Get the #1 app to teach you the fundamentals of investing

See the four different I use on a daily basis and ones that I recommend to all beginning investors.

Congratulations!  You've completed the course!