
Learn how mortgages, charges, assignments and debentures secure assets to repay lenders, with priority for secured creditors in insolvency, through legal and equitable interests, title transfers, and enforcement mechanics.
Do download the handout under Lecture 3 for easy reference!
Understand loan documentation, including terms and conditions precedent, representations and warranties, covenants, and the use of security documents, guarantees, and subordination in bank financings.
· Banking Law in the UK and commonwealth jurisdictions context
· Structure of Loan Documentation
· Typical terms in a Loan Agreement and Loan Mechanics
· Common Types of Security Interests and Security Documents
· Mortgages, Assignments, Fixed and Floating Charges, Debentures
· Deeds of Undertaking and Deeds of Subordination
· Intercreditor Agreements and Security Trust Deeds
· Quasi-security