
In this lecture, you have been provided with a brief outline of the course.
In this lecture, we will understand how bad loans lead to bank failures, and also we will understand how bank failures lead to financial & economic crises. We will also study why banks failed in the past.
In this lecture, you will know the inherent weaknesses of the Banking System and the Financial System that often lead to Economic crises.
In this lecture, you will understand the role of Bank Regulators in stabilising the Banking System.
In this lecture, you will understand the dangers of the Spillover Effects of the Banking System on the real Economy.
In this class, we will learn about the various Risks, Risk Measurement Approaches, Certain Risk Mitigation Strategies, and also the Relation between Risks & Capital.
In this class, we will understand how Risks Originate from the Balance Sheet of Banks and how Capital helps to absorb those Shocks. More specifically, we will understand what are Risk-Weighted Assets and what is Capital Adequacy Ratio with case study.
In this class, we will learn all about Basel-1 Accord, its perspectives, features and its significance.
In this class, we will learn about Basel-2 Accord and how it differed from Basel-1. We will understand the three pillars in detail and the three risks of Basel-2. We will also understand the minimum capital ratios to be maintained by the banks. Moreover, we will fully understand the components of its Tier-1 Capital & Tier-2 Capital.
In this lecture, you will learn the importance of Basel-3 along with a critical assessment of Basel-2
Here we will learn Basel-3 Risk Measurement Techniques in a granular form.
In this class, we will discuss the capital structure in detail, the concept of Conservation Capital Buffer & Counter-Cyclical Capital Buffer, Buffer Capital for G-SIBs and D-SIBs, Importance of Leverage Ratio and Liquidity Ratios. We will have complete knowledge of the components of different tiers of the capital.
In this lecture, you will learn the various Statutory Ratios, the concept of Leverage, the concept of Liquidity, and also understand what is Liquidity Coverage Ratio(LCR), what is Net Stable Funding Ratio(NSFR).
In this class, we will discuss in detail the recommendation and impact of Basel-4(Basel-3.1) on banks and the economy. We will specifically understand the important changes brought about in Basel-4, the Risk Measurement Techniques, and the Output Floor, In the end, we will analyse and understand the challenges of implementing the Basel-4 Accord.
Banks suffer from an Achilles Heel. Unless regulated they are prone to Bank Failures, which can trigger Financial and Economic Crises, causing mayhem across the globe.
This course covers a complete understanding of Bank failures, their inherent causes, weakness of the banking system, the need for banking regulation, the role of the regulators, and a complete study of the Basel Accords- Basel-I, Basel-II, Basel-III, and also Basel-IV.
In about 3 hours, you will learn the fundamental principles of banking regulation and substantive elements of the Basel Accords from Basel-I to IV.
The course is divided into 6 Modules, containing 13 lecture videos plus lots of MCQs to master the subject completely.
How this course is different?
1) The Course is meant for all, but ideally suited for students of Finance, Banking, and Economics.
2) Clear explanations with a focus on Concepts.
3) A Practical Approach with Case Studies.
4) MCQs at the end to Self-Test your understanding.
5) Option for Downloading Course Completion Certificate.
6) 24x7 Live Support in case of any query.
Advice to Students:
1) Go through each lesson and take notes.
2) Go through the Case Studies and Practice.
3) Attempt all the MCQs at the end of each module.
4) Read the reference materials given in the course.
What are the requirements or prerequisites for taking your course?
1) No prior knowledge is required for enrolling in the course. Even a person without Finance & Economics background can take the course.
2) Just stay focused while learning and take notes. Practice the Tests and attempt all the MCQs to master the concepts.
3) An internet connection and a Laptop/PC/Mobile/Tablet.
The next step is to enroll in the course and get started!
We'll meet in the classroom.
Thanks
Sudam Ghosh