AML & Sanctions Compliance Foundations: EU, UK and US Basics

━━━ DISCLAIMER ━━━

This course contains the use of artificial intelligence.

Most compliance training teaches you the rules. This course teaches you the job.

I've spent 20 years working on the compliance side of banks, fintechs and crypto-exposed firms — and one thing has stayed true throughout: nobody teaches new analysts how the work actually feels in practice. They get policy documents and regulatory text, and then they're handed a case file and expected to figure out the rest.

This course is my attempt to close that gap.

━━━ WHAT YOU'LL LEARN ━━━

• By the end of this course, you will be able to:

• Explain AML, CFT, CPF and sanctions clearly — the way you'd say it to a colleague, not how it reads in a statute

• Understand how money laundering works in practice across all three stages: placement, layering and integration

• Distinguish KYC, CDD and EDD without hesitating — and know when each applies

• Conduct a basic customer risk assessment using real risk factor categories

• Review a sanctions screening alert and document a defensible rationale

• Identify transaction monitoring red flags and write a case note that holds up under review

• Understand suspicious activity escalation and the tipping-off rule

• Recognise crypto AML risk indicators — wallets, VASPs, mixers, bridges, stablecoins

• Apply EU, UK and US regulatory frameworks to practical case scenarios

━━━ REGULATORY COVERAGE ━━━

This course covers all three major AML and sanctions regulatory frameworks:

• EU: FATF standards, EU AML Regulation, AMLD6, AMLA, MiCA, Transfer of Funds Regulation

• UK: Money Laundering Regulations 2017, POCA, JMLSG guidance, FCA expectations, OFSI

• US: Bank Secrecy Act, FinCEN CDD Rule, FFIEC BSA/AML Examination Manual, OFAC

━━━ WHO THIS COURSE IS FOR ━━━

This course is designed for:

• Anyone starting out in KYC, AML, sanctions or financial crime compliance

• Junior analysts who want to develop their foundation skills faster

• Banking, fintech, payments and regulated crypto staff moving into compliance roles

• Career changers and graduates applying for entry-level compliance positions

• Anyone who needs a solid EU, UK and US AML/sanctions foundation without drowning in legal text

No prior AML or sanctions experience required. A general interest in banking, fintech, payments or regulated financial services is a helpful starting point.

━━━ THE CAPSTONE CASE ━━━

The course closes with a full practical capstone case — Northstar Digital Services Ltd — where you apply everything you've learned to a single business customer file, from CDD gap analysis through to a final QA-ready recommendation. This is how the work actually gets done on the desk.

━━━ CERTIFICATE ━━━

Complete all lectures, assignments and section quizzes to earn your Udemy Certificate of Completion. Your certificate is shareable directly to LinkedIn and can be downloaded as a PDF for your CV or professional portfolio.