
Start your personal finance journey with practical steps to build wealth, including calculating net worth, budgeting, debt payoff, saving, improving credit, negotiating rates and salaries, and investing basics.
Negotiate lower rates with lenders, leveraging good credit and payment history. Use balance-transfer offers and refinance student loans to save thousands, while checking fees and transfer terms.
Discover how the FICO score ranges 300–850, with 750+ as excellent, and how it affects rates. Improve by checking free reports, fixing errors, and reducing the credit-utilization ratio below 30%.
Invest in stocks to pursue higher returns despite market risks, as the S&P 500's long-term history shows about 9.8% annualized returns and benefits mid- to long-term investors.
Recap savings: target three to six months of expenses, start with $1,000 in a high-yield account, and invest through 401(k), IRA, and index funds for growth and diversification.
Learn to grow your wealth by earning what you deserve, spending less, and investing the difference, so your money works for you and reduces financial stress.
If you're ready to get your finances in shape, but aren't sure where to start, this is it! In under an hour, find out how to save, invest and earn more money, stop living paycheck to paycheck and make real progress toward the future you want.
Led by Jennifer Barrett, Chief Education Officer at Acorns, this basic course breaks down the what, when, how and why of personal finance to help you start building wealth—no matter how much money or financial knowledge you've got to start.
You’ll learn the basics of personal finance and get simple, on-the-go techniques and tools to help your money work as hard as you do.
What’s the difference between this and other personal finance courses? We’re focused on methods that are easy and sustainable—not disruptive to your everyday life.
By the end of this course, you will have a clear sense of where you are financially, where you want to be—and how you’re going to get there. You’ll feel less stressed about money, and more confident about reaching your goals.
You’ll know: how to create a budget you can follow, pay debt off faster, save more money on everyday purchases and big-ticket expenses, ask for a raise, start a successful side hustle and invest wisely to build wealth. (Make sure to check out the downloadable action plans, worksheets and other resources, too, to get the full benefit of the course!)
Apply what you’ve learned and you should see a noticeable difference not just in your finances, but in your life.