Learn about the various options available for retirement planning in Singapore. This includes:
Learn about asset classes and asset allocation.
Learn how to decide on your investment portfolio and how to invest according to your life stage.
This lecture is an introduction to the module Constructing Your Retirement Plan. It continues from Basic Steps In Retirement Planning.
In this Lecture, find out more about MoneySENSE's core financial capabilities:
In this lecture, we consider the benefits and downside of annuities.
In this lecture, we consider various factors associated with right-sizing to a smaller home.
Find out about the Silver Housing Bonus.
Find out about the Lease Buyback Scheme in Singapore.
In this lecture, we consider various factors related to using cash top-up to your Special Account (SA) or Retirement Account (RA).
In this lecture, we consider various factors associated with the Supplementary Retirement Scheme (SRS).
In this lecture, we consider various factors associated with Insurance Linked Policies (ILPs).
In this lecture, we consider factors associated with fixed deposits.
In this lecture, we provide notes on possible options for your retirement.
In this lecture, we look at the benefits and downside of shares, bonds, unit trusts and other forms of investment.
In this lecture, we consider the concepts of asset classes and asset allocation.
In this lecture, we look at the risk/return trade off for investments.
In this lecture, we provide notes on the risk and return tradeoff.
In this lecture, we look at various factors you should consider when deciding on your investment portfolio.
In this lecture, we provide note on How To Decide On Your Investment Portfolio.
In this lecture, we look at how one may invest according to the different life stage that one is in.
In this lecture, we look at factors that you need to consider before investing your Central Provident Fund (CPF) money.
Only between 15 to 16 percent of investors managed to beat the CPF Ordinary Account returns. Do consider this carefully before investing your CPF OA funds.
In this lecture, we look at various factors that we should seriously consider before making any form of investments. Take note that it is a good thing to be extra prudent when investing your life savings.
In this lecture, we consider the importance of reviewing our retirement plan.
In this lecture, we provide notes on reviewing your retirement plan.
This lecture concludes the module Constructing Your Retirement Plan. Do join us in our other modules on Financial Literacy.
Try this quiz to test your understanding on retirement planning.
This lecture contains links to additional resources where you can learn more about money matters pertaining specially to Singaporeans.
The MoneySENSE-Singapore Polytechnic Institute for Financial Literacy is a collaboration between MoneySENSE, the national financial education programme in Singapore and Singapore Polytechnic.
MoneySENSE is spearheaded by the public-sector Financial Education Steering Committee which comprises representatives from the Ministry of Health, Ministry of Social and Family Development, Ministry of Education, Ministry of Manpower, Central Provident Fund Board, Monetary Authority of Singapore, National Library Board and People’s Association.
Our financial education courses cover basic money management, financial planning and investment know-how.
Peggy Chan, Financial Literacy Trainer, Institute for Financial Literacy
Peggy has 8 years of experience in the financial services industry, helping clients understand their financial needs, objectives and risk tolerance as well as reviewing company policies and procedures to ensure compliance. She was also an adjunct lecturer with a Polytechnic, teaching insurance and retirement planning subjects.
Prior to joining the financial services sector, Peggy was working in the information technology sector for 13 years, first in a government agency and subsequently served as a Senior Systems Analyst in an international bank.
She is a Certified Financial Planner, which is a professional certification specific to retirement planning and wealth accumulation in addition to overall financial planning.
Peggy has a Masters of Science, majoring in Network Management. She also holds other industry certification in M5, M8, M8A, M9 and HI.