Common Cents Personal Finance

A Simple Personal Finance System to Dissolve Debt, Build Wealth and Live the Life you Deserve!
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  • Lectures 31
  • Length 2.5 hours
  • Skill Level Beginner Level
  • Languages English
  • Includes Lifetime access
    30 day money back guarantee!
    Available on iOS and Android
    Certificate of Completion
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About This Course

Published 9/2013 English

Course Description

In school, we spent years learning about science, language, math, and social studies from text books, but we spent very little time – if at all – on real life skills like saving, making, and managing money.

Somehow, we’re supposed to just “pick up” how to manage our finances, as if innate to us! The truth is, money management is not a skill that we’re all born with – it’s acquired.

The good news is that you can easily learn the skill!

In this course, we’ll go over several key areas including:

✴ Creating and staying with a budget

✴ Cutting expenses without sacrificing your lifestyle

✴ Saving money every day

✴ Getting out of debt

✴ Boosting your income

✴ Refinancing your mortgage (helpful even if you do not currently have a mortgage)

✴ How to boost your credit score

✴ Protecting your identity

At the end of each course module, there are a series of self-reflection questions and action steps. Take some time to answer these questions and implement these steps. After all, your financial success is up to you!

What are the requirements?

  • No Prerequisite Knowledge

What am I going to get from this course?

  • Create and Stay with a Budget
  • Know how to get out of debt
  • Be able to cut expenses without sacrificing your lifestyle
  • Learn how to boost your credit score
  • Learn how to boost your income

What is the target audience?

  • No Prior Experience Needed

What you get with this course?

Not for you? No problem.
30 day money back guarantee.

Forever yours.
Lifetime access.

Learn on the go.
Desktop, iOS and Android.

Get rewarded.
Certificate of completion.

Curriculum

Section 1: Introduction to Common Cents Personal Finance
00:56

Introduction

In school, we spent years learning about science, language, math, and social studies from text books, but we spent very little time – if at all – on real life skills like saving, making, and managing money.

Somehow, we’re supposed to just “pick up” how to manage our finances, as if innate to us! The truth is, money management is not a skill that we’re all born with – it’s acquired.

The good news is that you can easily learn the skill!

In this course, we’ll go over several key areas including:

✴Creating and staying with a budget

✴Cutting expenses without sacrificing your lifestyle

✴Saving money every day

✴Getting out of debt

✴Boosting your income

✴Refinancing your mortgage

✴How to boost your credit score

✴Protecting your identity

At the end of each course section, there are a series of self-reflection questions and action steps as well as a quiz. Take some time to answer these questions and implement these steps. After all, your financial success is up to you!

BONUSES: I will be adding Bonus Resources as well throughout the course so be sure to check those out and ask questions if you have them.

Section 2: Creating an Effective Budget
03:06

Creating An Effective Budget

I know everyone hates the 6 letter word BUDGET!

But yes I'm talking about budgeting and you know what? Budgeting is

COOL again (and necessary).

It's the only way you can stay on top of your expenses, keep

more of the money you do make, overcome debt, and have enough

for that dream house or vacation.

But in this first module of Common Cents Personal Finance, you will learn:

* Why a budget is essential

* The four core elements of a budget that works

* How to get started with budgeting.

Get Started:

Watch the Video Presentation, Then Download the PDF's that come with the lesson and READ THEM and take the Quiz! Take your first step to finally taking control of your finances:

Creating an Effective Budget PDF
7 pages
Creating an Effective Budget Cheat Sheet
2 pages
Creating an Effective Budget Worksheet
3 pages
Budget Helper Worksheet
2 pages
Creating an Effective Budget- QUICK QUIZ
9 questions
Section 3: Staying Within Your Budget
8 pages

Most people - maybe including you - have a negative relationship

with budgeting.

It's because, more often than not, a budget shows us that we

don't have enough money for everything we buy or want to buy.

But what if I told you that you can keep buying what you normally

do... and still stay within your budget?

That's exactly what today's lecture is all about.

Staying Within Your Budget

In this lecture, you will learn:

* Which expense items you can cut down right now.

* Four specific strategies to stay within your budget - without

going on a diet of instant noodles.

* How to save money on food items you already buy.

9 questions

Staying Within Your Budget - Quick Quiz

Section 4: Reducing Expenses Without Affecting Your Lifestyle
04:57

Can you actually spend LESS and still enjoy your current lifestyle?

That's what this lesson is all about! We all have our indulgences. You know, those little things that

bring so much joy in our lives. Unfortunately, these "little" things can also be very expensive.

Do you need to give up a favorite hobby or form of entertainment to reach your financial goals?

Not necessarily!

MAKE SURE TO DOWNLOAD YOUR PDF'S FOR THIS LESSON AS THE VIDEO IS ONLY A SMALL PART OF THIS LESSON.

Reducing Expenses Without Affecting Your LifeStyle PDF
Preview
6 pages
6 questions

REDUCING EXPENSES WITHOUT AFFECTING YOUR LIFESTYLE - QUICK QUIZ

Section 5: Saving Money on a Day to Day Basis
04:08

Saving Money on a Day to Day Basis


WATCH THE VIDEO AND READ AND DOWNLOAD THE PDF's!

Then take the quiz

Saving Money on a Day to Day Basis PDF
6 pages
Saving Money on a Day to Day Basis Cheat Sheet
2 pages
10 questions

SAVING MONEY ON A DAY TO DAY BASIS - QUICK QUIZ

Section 6: Short Term Savings
04:14

Short Term Savings

Having a short-term goal will energize you to get serious

about managing your money. And soon, you'll be rewarded when

you accomplish that goal.

Short Term Savings PDF
4 pages
6 questions

SHORT TERM SAVINGS - QUICK QUIZ

Section 7: Long Term Savings
9 pages

In the previous lesson, you started saving for things you

want that you can realistically acquire in the short term.

In this lesson, you'll be gearing up for the long term, for

essential items that will take many years to save up for.

We're talking about college education and

your retirement fund.

Long Term Savings Cheat Sheet
4 pages
8 questions

LONG TERM SAVINGS - QUICK QUIZ

Section 8: Using Your Credit Cards Wisely
Using Your Credit Cards Wisely
04:27
Using Your Credit Cards Wisely PDF
4 pages
Using Your Credit Cards Wisely Cheat Sheet
2 pages
9 questions

Using Your Credit Cards Wisely - Quick Quiz

Section 9: Getting Out of Debt
12 pages

In this lesson, we will look at different ways you can

slowly, but surely, clear all your credit card debt. Yes, it

can be done!

8 questions

Getting Out of Debt - Quick Quiz

Section 10: Ways to Bring in Extra Cash
6 pages

We all want it. Most of us need it.

But just how do we get more of it?

Ways to Bring In Extra Cash -This lesson is all about boosting your income.

6 questions

Ways to Bring in Extra Cash - Quick Quiz

Section 11: Should You Refinance Your Mortgage?
9 pages

Buying a home is a major decision that is likely the biggest debt

you'll ever incur. Therefore, it's wise to think of ways you can

keep your interest payments to a minimum.

If you have a mortgage, refinancing it is an option you may

have considered.

READ AND PRINT OUT THE PDF'S

5 questions

SHOULD YOU REFINANCE YOUR MORTGAGE? - QUICK QUIZ

Section 12: Checking Your Credit Report Regularly
6 pages

We're taking it easy today, with an introduction to the

concept of "credit score."

Do you know yours?

Checking Your Credit Report Regularly

This lesson is about your credit score.

You may take your credit score for granted, but in fact,

it can affect your chances of getting everything from a

cell phone, to a job, to a big-ticket loan.

READ AND DOWNLOAD YOUR PDF's

They contain very useful links and information

6 questions

CHECKING YOUR CREDIT REPORT REGULARLY - QUICK QUIZ

Section 13: Why A High Credit Score Is Important
04:18

In this lecture, you'll see exactly how important a good

credit score is.

You'll find out:

* How your credit score affects what kind of house you'll

live in

* Why even your job hunting efforts can be impacted by your

credit score

* What your credit score has to do with seemingly small

things like your cellphone

WATCH THE VIDEO AND THEN DOWNLOAD YOUR PDF's and TAKE THE QUIZ

Why a High Credit Score is Important PDF
5 pages
9 questions

WHY A HIGH CREDIT SCORE IS IMPORTANT - QUICK QUIZ

Section 14: How To Raise Your Credit Score
5 pages

Have you had the chance to look into your credit score?

Chances are, it's lower than what you'd like it to be, and

that's all right.

The average person doesn't know what actions help or hurt

their credit score, and you may be damaging yours without

knowing it.

READ AND DOWNLOAD YOUR PDF's

How to Raise Your Credit Score Cheat Sheet
2 pages
7 questions

HOW TO RAISE YOUR CREDIT SCORE - QUICK QUIZ

Section 15: Protecting Your Identity
03:55

A program in money management wouldn't be complete if it

didn't teach you how to protect yourself from identity

theft.

With improving technology and our increasing use of the

internet, we've become much more vulnerable to this

modern-day form of thievery.

WATCH THE VIDEO AND DOWNLOAD THE PDF'S

Protecting Your Identity PDF
4 pages
7 questions

PROTECTING YOUR IDENTITY - QUICK QUIZ

Section 16: Course Conclusion
Course Conclusion
10 pages
Section 17: RESOURCES
16 pages

This is a Beginners Guide to Couponing. Understand how to use coupons correctly and where to get them.

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Instructor Biography

Kari Cullen, Blogger, Author and Teacher

Kari Cullen is a blogger, content curator, and author. She is the founder of Esavingsblog, a blog to help readers learn how to save money, get deals and live frugally. Her eBook "Saving Your Way to a Better Life", is available on Amazon now and provides essential information to help readers save money and make sense out of their finances. It is her passion to help you reach financial freedom by teaching personal finance in an easy to understand method that can work for anyone.

Instructor Biography

Anthony Cullen is an Instructor assistant.

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