This course is designed to help you get out of debt, organize your daily budgeting and still have resources left over to experience the joys life has to offer.
You will receive the lecture, a printable .pdf workbook to follow as we go through the course together step by step, a written and/or excel budget resource, a bill payment tracker, and a grocery shopping organizer.
We will cover everything from changing your mindset about money, to why cash is important and everything else in between, while using a common sense approach.
Not only will you come out of this course with a fully customized, complete budget, but you will also have the knowledge on how to save money in key areas of your life. Areas like...buying a car, shopping smart for groceries, cleaning out your closet, health costs and much more.
This is a simple to follow course written by a real life, normal, every day finance nerd and Life Coach who has used this exact process to organize her personal finances in a way that has allowed debt repayment and a comfortable life.
Are you ready to be the master of your own financial situation?
Everything you need to know before starting your budgeting journey. We will cover the tools needed and some tips on how to make the most out of this process.
Learn how to dig deeper then only wanting to be debt free. This lecture will help you to think about the real reasons of WHY you want to be financially stable and what your life looks like at the point where your money issues are no longer stressful on you.
Your success with this program will be directly related to your attitude as we go through this process of becoming more financially stable. Watch this quick video to set your attitude on the right track for success.
What are the most important things to think about when it comes to the roof over your head? Is it best for you to stay where you are at or to move to a different home?
How to keep a $50 dinner from turning into a $100 dinner. Tips and tricks on how to grocery shop quicker and find recipes for foods that you actually want to eat instead of wasting money and time on foods that go to waste.
This lecture will cover if you should keep your current vehicle or get a different one and how to save time and money when purchasing a vehicle.
Do you want to live in a nudist colony? If not, then you probably want to buy some clothes. Plan for when the time comes to replace or add to your current wardrobe and how to save money when doing so.
We cover most everything involved with your health, including categories like vision, dental and more. Tips and tricks on how to save money on these key categories and how to plan to pay for when you aren’t feeling your best.
Tithing is based on your beliefs.
This budgeting program does not require you to tithe as it is a religious belief that may not be shared by all who participate in this program. Use this particular written lecture only if you are participating in tithing.
There are things in life that are considered needs but we have complete control over the expenses related to these items. This lecture will help you to understand this category of needs mixed with wants.
This lecture allows you to dream and think of what you want to achieve, experience and have in life and how to put a dollar amount to it.
Now is the time to use this lecture to prioritize your wants and to make them as realistic as possible.
How much will it really cost to live your dream life and what is the gap between reality and your dream.
This is where we cover the almighty scary word, debt. In this lecture, I help you to take the emotion out of owing money and how to conquer those debts while using an organized, easy to follow approach.
This is where the numbers all meetup for that final expense number. Use this lecture and your worksheet to find your final expense numbers and see how much is leaving your household every month and year.
Use this written lecture to educate yourself on the importance of knowing your credit score and how your score is determined.
We will cover how to estimate your income in a quick no nonsense way. Remember, be as accurate as possible.
This section briefly covers your options between using your employer sponsored 401K or a personal IRA account.
Where do you stand? Do you make enough or more than what you need to reach your goals for the year? Use this lecture to help you make those choices on what is important and how you can fine tune your numbers to reach your final goal.
If you are using the paper budget resource, use this lecture to finish filling out your budget. This includes your formulas. Get that formula cheat sheet, calculator and pencil ready to go.
A quick tour of your budgeting worksheet and an easy to use bill tracker worksheet to keep your bills in order.
If you are using the automated Excel budget resource, use this lecture to finish filling out your budget for a customized experience. Again, this resource is highly recommended to save you time and stress. It is not required.
Find out if the envelope system is an option for you.This lecture will cover how to find the right categories to go in your envelopes and will help you to update your budget resource if you choose to add the envelope system.
In this final lecture I will share some tips for your continued success. Way to go!
I use a common sense approach with my guided intuition to help guide you through what life has to offer.
Background in business development, small business marketing and a love of finance all with a lighthearted attitude and a little bit of the arts thrown in to round it out.