Boost your credit score

Credit education

Created byLaketta Agee

Last updated 8/2018

English

What you'll learn

This course will show how to improve your credit score.
Know how to access your credit report.

Course content

1 section • 10 lectures • 1h 13m total length

Introduction38:48
Learn how FICO scores are calculated and boost your credit fast by managing payment history, utilization, and credit types, plus steps like secure credit cards and authorized users.
What is a FICO Score?0:12
How do Credit Scores Work?0:32
Discover how your FICO score ranges from 300 to 350, with higher scores signaling better credit, and how bureaus Experian, Equifax, and TransUnion report your score to shape your reputation.
Revolving Credit1:19
Explore revolving credit, including credit cards with no fixed payoff date, minimum payments, and finance charges, and how credit scores influence limits on lines of credit.
Things that Damage Your Credit Score7:45
Take Action Steps0:24
Take action steps to access your credit report, dispute inquiries, and protect yourself from fraudulent activities. Learn fast strategies to boost your credit score.
How to get Your Credit Report3:58
learn your rights under the fair credit reporting act to a free copy of your credit report, and access it through Experian, Equifax, or TransUnion for accuracy and review.
Disputes4:55
Learn how to dispute inaccuracies on your credit report by submitting to the credit bureaus and furnisher, and add explanations. Review for errors across bureaus, addresses, and inquiries.
Fastest Way to Increase Credit Score9:33
Learn the fastest ways to raise your credit score by paying on time, avoiding late payments, and keeping utilization under 30 percent; consider authorized users and preserving old accounts.
No Credit, Bad Credit6:12
Build credit from no or bad credit with a secure credit card, an authorized user, and 30 percent utilization; increase limits, pay in full, and keep accounts open.
Credit points
Credit allocation

Requirements

Computer
Beginner Level

Description

Boost Your Credit Score is a practical, step-by-step course designed to help you take control of your credit, whether you are starting from zero, rebuilding after mistakes, or trying to push your score into a stronger range.

This course breaks down credit in plain language, so you understand how credit scores really work, not just what the credit bureaus want you to believe. You’ll learn the exact factors that impact your score, how lenders evaluate your credit profile, and which actions actually move the needle versus common myths that waste time and money.

If you have no credit, you’ll learn how to build a solid credit foundation the right way—without falling into high-interest traps or unnecessary fees. If you have bad or damaged credit, you’ll learn how to clean it up strategically and transition it into healthy, usable credit over time.

The course includes tools and walkthroughs showing you how to request your credit reports from all three bureaus, how to review them properly, and how to identify errors, outdated information, and inaccurate inquiries. You’ll also learn how to dispute incorrect items correctly and legally, with clear guidance on what to challenge and what not to touch.

By the end of this course, you’ll have a clear credit improvement plan, a stronger understanding of the credit system, and the confidence to manage your credit long-term—without relying on expensive credit repair companies.

This course is for anyone ready to stop guessing and start improving their credit with intention and strategy.

Who this course is for:

Anyone who wants to improve their credit score
People who want information on how credit scores work.